HMDA records
94
2025
Public institution profile · Bank · Not a recommendation
BankBaton Rouge, LAActive
FDIC certificate 58316
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
94reported records
74reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
94
2025
Loan originations
74
2025
Denials
10
2025
Withdrawals
6
2025
Denial rate among decisioned applications
11.5%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 94 | 74 | 3 | 10 | 6 | 11.5% |
| 2024 | 68 | 53 | 4 | 7 | 3 | 10.9% |
| 2023 | 237 | 161 | 7 | 28 | 33 | 14.3% |
| 2022 | 453 | 312 | 10 | 58 | 54 | 15.3% |
| 2021 | 471 | 286 | 3 | 92 | 58 | 24.1% |
| 2020 | 371 | 270 | 9 | 55 | 29 | 16.5% |
| 2019 | 291 | 222 | 9 | 35 | 19 | 13.2% |
| 2018 | 294 | 225 | 7 | 42 | 19 | 15.3% |
| Category | HMDA records |
|---|---|
| Conventional | 94 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 36 |
| Home improvement | 0 |
| Refinancing | 55 |
| Cash-out refinancing | 3 |
7 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2011 | Satisfactory | FDIC | Small Bank |
| November 5, 2008 | Satisfactory | FDIC | Small Bank |
FFIEC NIC hierarchy rows
5
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BACON CORPORATION | Domestic Entity Other | Jackson, LA |
| Direct relationship | CB PROPERTIES, L.L.C. | Domestic Entity Other | Ville Platte, LA |
| Direct relationship | I TOWER HOLDINGS, LLC | Domestic Entity Other | Baton Rouge, LA |
| Direct relationship | INVESTAR CRA, LLC | Domestic Entity Other | Baton Rouge, LA |
| ROOT_INSTITUTION | INVESTAR BANK, NATIONAL ASSOCIATION | National Bank | Baton Rouge, LA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
36
Showing 1 through 36 of 36 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALEXANDRIA, AL | 120 Big Valley Drive | Alexandria | AL | 36250 |
| JACKSONVILLE, AL | 1500 Pelham Road South | Jacksonville | AL | 36265 |
| LIVINGSTON | 716 North Washington Street | Livingston | AL | 35470 |
| TUSCALOOSA BRANCH | 120 Mcfarland Blvd North | Northport | AL | 35473 |
| OXFORD, AL | 1320 Highway Drive | Oxford | AL | 36203 |
| YORK BRANCH | 301 Broad Street | York | AL | 36925 |
| COURSEY BOULEVARD BANKING OFFICE | 10922A Coursey Boulevard | Baton Rouge | LA | 70816 |
| HIGHLAND ROAD BRANCH | 18101 Highland Market Drive | Baton Rouge | LA | 70810 |
| PERKINS BRANCH | 7244 Perkins Road | Baton Rouge | LA | 70808 |
| RANGE AVENUE BRANCH | 482 S Range Ave | Denham Springs | LA | 70726 |
| GONZALES BRANCH | 525 E. New River Street | Gonzales | LA | 70737 |
| RAILROAD BRANCH | 600 Southwest Railroad Avenue | Hammond | LA | 70403 |
| ELMWOOD BRANCH | 5360 Mounes Street | Harahan | LA | 70123 |
| JACKSON BRANCH | 1542 Charter Street | Jackson | LA | 70748 |
| AMBASSADOR CAFFERY BRANCH | 4004 Ambassador Caffery Parkway | Lafayette | LA | 70503 |
| LAFAYETTE - OIL CENTER | 900 E. St. Mary Blvd | Lafayette | LA | 70503 |
| COUNTRY CLUB ROAD | 2089 Country Club Road | Lake Charles | LA | 70605 |
| MAMOU BRANCH | 609 Poinciana | Mamou | LA | 70554 |
| BEAU CHENE BRANCH | 4892 Louisiana Highway 22 | Mandeville | LA | 70471 |
| METAIRIE BRANCH | 500 Veterans Memorial Boulevard | Metairie | LA | 70005 |
| ST. CHARLES | 4401 St. Charles Ave | New Orleans | LA | 70115 |
| PINE PRAIRIE BRANCH | 10608 Veterans Mem. Hwy | Pine Prairie | LA | 70576 |
| PORT ALLEN BRANCH | 3761 LA Highway 1 South | Port Allen | LA | 70767 |
| SAINT FRANCISVILLE BRANCH | 7370 US Highway 61 | Saint Francisville | LA | 70775 |
| SLAUGTHER BRANCH | 137 US Hwy 19 | Slaughter | LA | 70777 |
| VILLE PLATTE BRANCH | 841 West Main Street | Ville Platte | LA | 70586 |
| BRIDGEPORT BRANCH | 1709 9th Street | Bridgeport | TX | 76426 |
| CHICO BRANCH | 201 South Weatherford | Chico | TX | 76431 |
| CONROE BRANCH | 2657 S Loop 336 W | Conroe | TX | 77304 |
| GREENWAY PLAZA BRANCH | 20 Greenway Plaza | Houston | TX | 77046 |
| PARADISE BRANCH | 630 Main Street | Paradise | TX | 76073-2740 |
| RUNAWAY BAY BRANCH | 102 Port-o-call Drive | Runaway Bay | TX | 76426 |
| SOUTHLAKE BRANCH | 605 West State Highway 114 | Southlake | TX | 76092 |
| TEXAS CITY BRANCH | 2501 Palmer Highway | Texas City | TX | 77590 |
| DOWNTOWN CLARKSVILLE | 3801 Fairway | Wichita Falls | TX | 76310-2402 |
| MIDWESTERN BRANCH | 2304 Midwestern Parkway | Wichita Falls | TX | 76308 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
9
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST COMMUNITY HOLDING COMPANY |
| May 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.