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Institution profile

HomeTrust Bank

Bank · Active · Headquarters: Asheville, NC

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
HomeTrust Bank
Display name
HomeTrust Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1926
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Asheville, NC, 28801, United States
FDIC certificate number
27677
Federal Reserve RSSD ID
212577
Domestic location count
33
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
27677
Federal Reserve RSSD ID
212577
LEI
549300COIWXM618UBE82
Headquarters
10 Woodfin Street, Asheville, NC, 28801, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

32

Showing 1 through 32 of 32 listed locations

Scroll sideways to see every branch column.

Showing 1 through 32 of 32 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MILTON BRANCH2905 Bethany RoadAlpharettaGA30004
SUWANEE BRANCH505 Peachtree Industrial BoulevardSuwaneeGA30024
ARDEN OFFICE192 Airport RoadArdenNC28704
SOUTH ASHEVILLE OFFICE1825 Hendersonville RoadAshevilleNC28803
CARY BRANCH1315 Bradford View DriveCaryNC27513
SOUTHPARK BRANCH6310 Fairview RDCharlotteNC28210
CHERRYVILLE OFFICE100 West Main StreetCherryvilleNC28021
CLYDE OFFICE8583 Carolina BoulevardClydeNC28721
COLUMBUS OFFICE685 West Mills StreetColumbusNC28722
CORNELIUS BRANCH17065 Nat Bynum LaneCorneliusNC28031
EDEN OFFICE106 South Van Buren RoadEdenNC27288
HENDERSONVILLE OFFICE228 6th Avenue EastHendersonvilleNC28792
LEXINGTON OFFICE107 West Center StreetLexingtonNC27292
RALEIGH 6 FORKS BRANCH4700 Six Forks RD Suite 100RaleighNC27609
REIDSVILLE OFFICE2805 Reid School RoadReidsvilleNC27320
SHELBY MAIN OFFICE224 East Warren StreetShelbyNC28150
TYRON OFFICE341 North Trade StreetTryonNC28782
WAYNESVILLE OFFICE800 Russ AvenueWaynesvilleNC28786
WEAVERVILLE OFFICE BRANCH5 Northridge Commons ParkwayWeavervilleNC28787
GREENVILLE BRANCH499 Woodruff RoadGreenvilleSC29607
PELHAM ROAD OFFICE8599 Pelham RoadGreenvilleSC29615
JOHNSON CITY BRANCH862 Med Tech ParkwayJohnson CityTN37604
JOHNSON CITY OFFICE1907 North Roan StreetJohnson CityTN37601
CHURCH CIRCLE BRANCH422 Broad StreetKingsportTN37660
MERCHANTS GREENE BRANCH123 Merchants Greene BoulevardMorristownTN37814
MORRISTOWN MAIN OFFICE120 Evans AvenueMorristownTN37814
DALEVILLE OFFICE1571 Roanoke RDDalevilleVA24083
BRAMBLETON AVENUE OFFICE2820 Brambleton Ave SWRoanokeVA24015
CROSSROADS-ROANOKE BRANCH5002 Williamson Road NWRoanokeVA24012
DOWNTOWN ROANOKE OFFICE316 South Jefferson StreetRoanokeVA24011
STARKEY ROAD BRANCH3956 Electric RoadRoanokeVA24018
VINTON BRANCH201 South Pollard STVintonVA24179

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
July 1, 2024
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 1, 2024SatisfactoryFederal ReserveLarge Bank Exam
September 13, 2021SatisfactoryFederal ReserveLarge Bank Exam
March 18, 2019SatisfactoryFederal ReserveLarge Bank Exam
November 28, 2016SatisfactoryFederal ReserveLarge Bank Exam
April 1, 1995SatisfactoryFDICNot Reported
August 1, 1993SatisfactoryFDICNot Reported

Institutional history

10 FFIEC NIC history events

Showing 1 through 10 of 10 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
February 13, 2023Charter Discontinued (Merger or Purchase & Assumption)
January 1, 2017Charter Discontinued (Merger or Purchase & Assumption)
August 1, 2014Charter Discontinued (Merger or Purchase & Assumption)
May 31, 2014Charter Discontinued (Merger or Purchase & Assumption)
August 1, 2013Charter Discontinued (Merger or Purchase & Assumption)
October 1, 2010Charter Discontinued (Merger or Purchase & Assumption)
February 1, 2010Charter Discontinued (Merger or Purchase & Assumption)
April 1, 2005Charter Discontinued (Merger or Purchase & Assumption)
March 1, 1998Charter Discontinued (Merger or Purchase & Assumption)
October 1, 1996Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipWESTERN NORTH CAROLINA SERVICE CORPORATIONDomestic Entity OtherAsheville, NC
ROOT_INSTITUTIONHOMETRUST BANKState Member BankAsheville, NC

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank