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Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

36

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20133
20146
20155
20165
20172
20183
20191
20203
20211
20222
20252
20263

Leading issues

  1. Loan modification,collection,foreclosure

    None

    11

  2. Trouble during payment process

    None

    8

  3. Application, originator, mortgage broker

    None

    5

  4. Struggling to pay mortgage

    None

    4

  5. Loan servicing, payments, escrow account

    None

    3

View all issues (10)
  1. Incorrect information on your report

    Account status incorrect

    1

  2. Problem with a company's investigation into an existing problem

    Their investigation did not fix an error on your report

    1

  3. Struggling to pay mortgage

    Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure

    1

  4. Trouble during payment process

    Escrow, taxes, or insurance

    1

  5. Trouble during payment process

    Fees charged

    1

States

  1. Florida

    33

  2. Michigan

    1

  3. None

    1

  4. Ohio

    1

Company response

  1. Closed with explanation

    34

  2. Closed

    2

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    30

  2. No

    6

How to read these figures

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. US Mortgage Index does not treat complaint allegations as independently verified facts.