HMDA records
446
2025
Public institution profile · Bank · Not a recommendation
BankLafayette, LAActive
FDIC certificate 28094
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
446reported records
282reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
446
2025
Loan originations
282
2025
Denials
34
2025
Withdrawals
45
2025
Denial rate among decisioned applications
9.8%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 446 | 282 | 32 | 34 | 45 | 9.8% |
| 2024 | 447 | 292 | 21 | 44 | 49 | 12.3% |
| 2023 | 536 | 346 | 34 | 50 | 70 | 11.6% |
| 2022 | 760 | 534 | 46 | 53 | 89 | 8.4% |
| 2021 | 1,073 | 727 | 61 | 69 | 125 | 8.1% |
| 2020 | 1,283 | 897 | 66 | 75 | 136 | 7.2% |
| 2019 | 987 | 693 | 32 | 68 | 93 | 8.6% |
| 2018 | 802 | 554 | 29 | 57 | 88 | 8.9% |
| Category | HMDA records |
|---|---|
| Conventional | 434 |
| FHA | 1 |
| VA | 1 |
| RHS / FSA | 10 |
| Home purchase | 293 |
| Home improvement | 10 |
| Refinancing | 84 |
| Cash-out refinancing | 51 |
9 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
1
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | HOME BANK, NATIONAL ASSOCIATION | National Bank | Lafayette, LA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
42
Showing 1 through 42 of 42 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ABITA BRANCH | 70963 Highway 59 | Abita Springs | LA | 70420 |
| BLUEBONNE BRANCH | 10563 South Glenstone Place | Baton Rouge | LA | 70810 |
| CORPORATE BRANCH | 5302 Corporate Boulevard | Baton Rouge | LA | 70808 |
| LONGFARM BRANCH | 9659 Antioch Road | Baton Rouge | LA | 70816 |
| SHERWOOD FOREST BRANCH | 3524 Sherwood Forest Blvd | Baton Rouge | LA | 70816 |
| BROUSSARD BRANCH | 1219 Albertsons Pkwy | Broussard | LA | 70518 |
| PARKWAY BRANCH | 100 Albertson Parkway | Broussard | LA | 70518 |
| CARENCRO BRANCH | 806 Veterans DR | Carencro | LA | 70520 |
| CHURCH POINT BRANCH | 114 North Main | Church Point | LA | 70525 |
| COLUMBIA BRANCH | 1750 North Columbia Street | Covington | LA | 70433 |
| HIGHWAY 21 BRANCH | 69291 Highway 21 | Covington | LA | 70433 |
| CROWLEY BRANCH | 357 Odd Fellows Road | Crowley | LA | 70526 |
| ELTON BRANCH | 805 Main Street | Elton | LA | 70532 |
| FOLSOM BRANCH | 82255 Highway 25 | Folsom | LA | 70437 |
| MANHATTAN BRANCH | 1800 Manhattan Blvd | Harvey | LA | 70058 |
| CLEARVIEW BRANCH | 1105 S. Clearview Pkwy, Suite B | Jefferson | LA | 70121 |
| JENNINGS BRANCH | 128 East Academy | Jennings | LA | 70546 |
| AMBASSADOR CAFFERY BRANCH | 5028 Ambassador Caffery Pkwy | Lafayette | LA | 70508 |
| COOLIDGE BRANCH | 1020 Coolidge Blvd | Lafayette | LA | 70503 |
| DOWNTOWN JOHNSTON STREET BRANCH | 1001 Johnston Street | Lafayette | LA | 70501 |
| JOHNSTON BRANCH | 4202 Johnston Street | Lafayette | LA | 70503 |
| RIVER RANCH BRANCH | 1245 Camellia Boulevard | Lafayette | LA | 70508 |
| CAUSEWAY BRANCH | 1305 North Causeway Boulevard | Mandeville | LA | 70471 |
| TRANSCONTINENTAL BRANCH | 4401 Transcontinental DR | Metairie | LA | 70006 |
| VETERANS MEMORIAL BRANCH | 1600 Veterans Boulevard | Metairie | LA | 70005 |
| CANAL BRANCH | 3915 Canal ST | New Orleans | LA | 70119 |
| MAGAZINE BRANCH | 5434 Magazine ST | New Orleans | LA | 70115 |
| CATAHOULA BRANCH | 4421 Catahoula Hwy | Saint Martinville | LA | 70582 |
| PARKS BRANCH | 1021 Bridge Street | Saint Martinville | LA | 70582 |
| ST. MARTINVILLE BRANCH | 301 S. Main Street | Saint Martinville | LA | 70582 |
| SCOTT BRANCH | 800 I-10 S. Frontage Rd. | Scott | LA | 70583 |
| SLIDELL BRANCH | 2037 East Gause Boulevard | Slidell | LA | 70460 |
| WELSH BRANCH | 102 South Adams Street | Welsh | LA | 70591 |
| BRITTON & KOONTZ BRANCH | 500 Main ST | Natchez | MS | 39120 |
| ST. CATHERINE BRANCH | 411 Highway 61 North | Natchez | MS | 39120 |
| TRACETOWN BRANCH | 55A Seargent Prentiss Drive | Natchez | MS | 39120 |
| FRIENDSWOOD BRANCH | 105 East Parkwood Avenue, Suite 101 | Friendswood | TX | 77546 |
| RIVER OAKS BRANCH | 3738 Westheimer Road | Houston | TX | 77027 |
| PASADENA BRANCH | 5940 Fairmont Pkwy | Pasadena | TX | 77505 |
| SUGARLAND BRANCH | 12946 Dairy Ashford, Suite 100 | Sugar Land | TX | 77478 |
| TOMBALL BRANCH | 27702 Tomball Pkwy | Tomball | TX | 77375 |
| BAYBROOK BRANCH | 19415 Gulf Fwy | Webster | TX | 77598 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
7
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| March 26, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 7, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 16, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 15, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 16, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 13, 2010 | Failure - Government Assistance Provided | STATEWIDE BANK |
| June 30, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | CROWLEY BUILDING & LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.