Institution profile

Hickory Point Bank and Trust

Bank · Active · Headquarters: Decatur, IL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Hickory Point Bank and Trust
Display name: Hickory Point Bank and Trust
Institution status: Active
FDIC insured: Yes
FDIC insured since: June 4, 1979
Established date: June 4, 1979
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Decatur, IL, 62523, United States
Website: https://www.hickorypointbank.com
FDIC certificate number: 22874
Federal Reserve RSSD ID: 550635
Domestic location count: 8
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 22874
Federal Reserve RSSD ID: 550635
LEI: 549300NN5CG5Q640OV05
Headquarters: 225 North Water Street, Decatur, IL, 62523, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 7 of 7 listed locations

StateCity or branch

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Showing 1 through 7 of 7 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
CHAMPAIGN PARK AVENUE BRANCH	202 West Park Avenue	Champaign	IL	61820
ADM BRANCH	4666 East Faries Parkway	Decatur	IL	62526
DECATUR SOUTH SHORES BRANCH	10 Southland Drive	Decatur	IL	62521
MT ZION BRANCH	1880 South Mount Zion Road	Decatur	IL	62521
NORTH POINT BANKING CENTER BRANCH	3101 North Water Street	Decatur	IL	62526
FORSYTH BANKING CENTER	165 Weaver Road	Forsyth	IL	62535
SPRINGFIELD BRANCH	3131 West Wabash Avenue	Springfield	IL	62704

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: November 1, 2024
Regulator: FDIC
Examination method: Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
November 1, 2024	Satisfactory	FDIC	Intermediate Small Bank
September 1, 2021	Satisfactory	FDIC	Intermediate Small Bank
June 1, 2018	Satisfactory	FDIC	Intermediate Small Bank
September 1, 1995	Outstanding	FDIC	Not Reported
July 1, 1992	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
September 20, 2014	Charter Discontinued (Merger or Purchase & Assumption)	MARSHALL COUNTY STATE BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	HICKORY POINT BANK AND TRUST	Non-member Bank	Decatur, IL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank