Institution profile
HERITAGE SOUTH COMMUNITY CU
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 67748
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 763 N Main St
- City
- Shelbyville
- State
- TN
- ZIP
- 37160-2846
- County
- Bedford
- Country
- United States
- Phone
- 9316801400
- Hours
- Lobby Monday - Friday 9 a.m. to 4:45 p.m. Drive Thru Monday - Thursday 7:30 a.m. to 4:45 p.m.Drive Thru Friday 7:30 a.m. to 5:30 p.m.Drive Thru Saturday 8:30 a.m. to 12 p.m.
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 36,074
- Total assets
- $359,911,178
- Total loans — all reported loan categories
- $267,137,616
- Shares and deposits
- $297,824,105
- Return on average assets
- 2.02%
- Net worth ratio
- 16.66%
- Loan-to-share ratio
- 89.7%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 5.87%
- Loans four-quarter growth
- 7.56%
- Assets four-quarter growth
- 4.14%
- Members four-quarter growth
- 5.35%
- Net-worth four-quarter growth
- 9.2%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union