Listed locations
13
Institution profile
Heritage Bank (Wood River, NE)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Heritage Bank
- Display name
- Heritage Bank (Wood River, NE)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 24, 1952
- Established date
- January 1, 1884
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Wood River, NE, 68883, United States
- FDIC certificate number
- 17145
- Federal Reserve RSSD ID
- 666554
- Domestic location count
- 20
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 17145
- Federal Reserve RSSD ID
- 666554
- LEI
- 5493000H7FLU47PQYQ10
- Headquarters
- 110 East 9th Street, Wood River, NE, 68883, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| AURORA MAIN BRANCH | 1101 12th Street | Aurora | NE | 68818 |
| AURORA MOBILE BRANCH | 1110 L Street | Aurora | NE | 68818 |
| BROKEN BOW BRANCH | 2525 Heritage Drive | Broken Bow | NE | 68822 |
| GRAND ISLAND BRANCH | 1333 North Webb Road | Grand Island | NE | 68803 |
| HASTINGS MAIN BRANCH | 800 West 3rd Street | Hastings | NE | 68901-5054 |
| KEARNEY HERITAGE PLAZA BRANCH | 315 West 60th Street | Kearney | NE | 68845 |
| LOUP CITY BRANCH | 734 O Street | Loup City | NE | 68853 |
| NELIGH BRANCH | 305 Main Street | Neligh | NE | 68756 |
| NORFOLK BRANCH | 2108 Taylor Avenue Suite 850 | Norfolk | NE | 68701 |
| ORLEANS BRANCH | 402 South Orleans Avenue | Orleans | NE | 68966 |
| RED CLOUD BRANCH | 126 West 4th Avenue | Red Cloud | NE | 68970 |
| SAINT PAUL BRANCH | 821 2nd Street | Saint Paul | NE | 68873 |
| STROMSBURG BRANCH | 200 East 3rd | Stromsburg | NE | 68666 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2006 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2001 | Satisfactory | FDIC | Small Bank |
| March 1, 1997 | Satisfactory | FDIC | Small Bank |
| January 1, 1995 | Satisfactory | FDIC | Not Reported |
| March 1, 1992 | Satisfactory | FDIC | Not Reported |
| August 8, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 30, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 14, 2009 | Failure - Government Assistance Provided | SHERMAN COUNTY BANK |
| May 31, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 19, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | HGI INSURANCE INC | Domestic Entity Other | Aurora, NE |
| Direct relationship | HGI REALTY, INC. | Domestic Entity Other | Aurora, NE |
| ROOT_INSTITUTION | HERITAGE BANK | Non-member Bank | Wood River, NE |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank