Institution profile
Happen Bank, National Association
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Happen Bank, National Association
- Display name
- Happen Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- August 26, 1987
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Lehi, UT, 84043, United States
- Website
- https://www.happen.com
- FDIC certificate number
- 32551
- Federal Reserve RSSD ID
- 264772
- OCC charter number
- 25228
- Domestic location count
- 3
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 32551
- Federal Reserve RSSD ID
- 264772
- LEI
- 549300DFPDZFD8DWQX71
- Headquarters
- 2701 N Thanksgiving Way, Suite 300, Lehi, UT, 84043, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
FFIEC-reported organizational relationships
7 FFIEC NIC relationship records
Showing 1 through 7 of 7 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | HAPPEN RATED NOTES GRANTOR TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | HAPPEN RATED NOTES ISSUER TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | HAPPEN STRUCTURED LOAN CERTIFICATE ISSUER TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | LC 88K HOLDINGS, LLC | Domestic Entity Other | San Francisco, CA |
| Direct relationship | LC BOOST, INC. | Domestic Entity Other | Willmington, DE |
| Direct relationship | LENDINGCLUB LOAN CERTIFICATE ISSUER TRUST | Domestic Entity Other | Wilmington, DE |
| ROOT_INSTITUTION | HAPPEN BANK, NATIONAL ASSOCIATION | National Bank | Lehi, UT |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank