U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Hancock Whitney Bank

BankGulfport, MSActive

FDIC certificate 12441

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
12441
company ID
Not published — no verified match
More identifiers
Federal Reserve
463735
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.hancockwhitney.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Gulfport, MS
HMDA activity
Published activity year 2025
Listed branch locations
197
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam July 1, 2025
Institution history
13 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Gulfport, MS
activity
Published activity year 2025
Listed branch locations
197
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam July 1, 2025
Institution history
13 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

6,790reported records

3,719reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

Ask about this activity

activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

6,790

2025

Loan originations

3,719

2025

Denials

1,308

2025

Withdrawals

616

2025

Denial rate among decisioned applications

25.2%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20256,7903,7191541,30861625.2%
20245,8573,1922121,22258726.4%
20236,7443,6462021,17489823.4%
20229,8235,7821221,4861,52520.1%
202111,7207,3681631,4061,71815.7%
202012,7188,6591531,7031,67616.2%
201910,0116,6181871,76798920.6%
201811,2287,0572562,4031,09624.7%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional5,929
FHA630
VA164
RHS / FSA67
Home purchase3,087
Home improvement1,577
Refinancing689
Cash-out refinancing251

State reporting

22 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

104

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
201322
201412
20158
201612
20179
20183
20193
20204
20219
20222
20236
20246
20252
20266

Leading issues

  1. Loan modification,collection,foreclosure

    None

    28

  2. Trouble during payment process

    None

    19

  3. Loan servicing, payments, escrow account

    None

    14

  4. Applying for a mortgage or refinancing an existing mortgage

    None

    6

  5. Closing on a mortgage

    None

    5

View all issues (18)

  1. Credit decision / Underwriting

    None

    5

  2. Settlement process and costs

    None

    5

  3. Application, originator, mortgage broker

    None

    4

  4. Struggling to pay mortgage

    None

    3

  5. Trouble during payment process

    Payment process

    3

  6. Applying for a mortgage or refinancing an existing mortgage

    Trying to communicate with the company to fix an issue with the application process

    2

  7. Struggling to pay mortgage

    Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu

    2

  8. Trouble during payment process

    Escrow, taxes, or insurance

    2

  9. Trouble during payment process

    Trying to communicate with the company to fix an issue while managing or servicing your loan

    2

  10. Applying for a mortgage or refinancing an existing mortgage

    Changes in loan terms during the application process

    1

  11. Closing on a mortgage

    Changes in loan terms during or after closing

    1

  12. Other

    None

    1

  13. Struggling to pay mortgage

    Foreclosure

    1

States

  1. Florida

    48

  2. Louisiana

    31

  3. Texas

    7

  4. Alabama

    4

  5. Georgia

    4

View all states (11)

  1. Mississippi

    3

  2. None

    3

  3. California

    1

  4. Michigan

    1

  5. Pennsylvania

    1

  6. Tennessee

    1

Company response

  1. Closed with explanation

    94

  2. Closed with non-monetary relief

    5

  3. Closed with monetary relief

    4

  4. In progress

    1

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    103

  2. No

    1

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Hancock Whitney Bank
Display name
Hancock Whitney Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
October 9, 1899
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Gulfport, MS, 39501, United States
Website
https://www.hancockwhitney.com
FDIC certificate number
12441
Federal Reserve
463735
Domestic location count
185
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
12441
Federal Reserve
463735
NSGZD26XPW2CUM2JKU70
Headquarters
Hancock Whitney Plaza, Gulfport, MS, 39501, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
July 1, 2025
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 1, 2025OutstandingFDICLarge Bank Exam
August 1, 2022SatisfactoryFDICLarge Bank Exam
June 1, 2019SatisfactoryFDICLarge Bank Exam
December 1, 2016SatisfactoryFDICLarge Bank Exam
May 1, 2013SatisfactoryFDICLarge Bank Exam
December 1, 2009SatisfactoryFDICLarge Bank Exam
January 1, 2005SatisfactoryFDICLarge Bank Exam
July 1, 2002SatisfactoryFDICLarge Bank Exam
December 1, 1999SatisfactoryFDICLarge Bank Exam
February 1, 1997SatisfactoryFDICSmall Bank
June 1, 1995SatisfactoryFDICNot Reported
August 1, 1992SatisfactoryFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

8

Showing 1 through 8 of 8 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipAVOCA, L.L.C.Domestic Entity OtherNew Orleans, LA
Direct relationshipBERWICK, L.L.C.Domestic Entity OtherNew Orleans, LA
Direct relationshipHANCOCK BANK SECURITIES CORPORATION IIDomestic Entity OtherGulfport, MS
Direct relationshipHANCOCK INSURANCE AGENCYDomestic Entity OtherBay Saint Louis, MS
Direct relationshipHANCOCK WHITNEY EQUIPMENT FINANCE AND LEASING, LLCFinance CompanyNew Orleans, LA
Direct relationshipHANCOCK WHITNEY EQUIPMENT FINANCE, LLCFinance CompanyNew Orleans, LA
Direct relationshipHWB HOLDINGS, LLCDomestic Entity OtherNew Orleans, LA
ROOT_INSTITUTIONHANCOCK WHITNEY BANKNon-member BankGulfport, MS

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

Ask about these locations

Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

197

Showing 151 through 197 of 197 listed locations

Scroll sideways to see every branch column.

Showing 151 through 197 of 197 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CEDAR LAKE BRANCH926 Cedar Lake RoadBiloxiMS36532
DIAMONDHEAD BRANCH4401 Kalani DriveDiamondheadMS39525
DIBERVILLE BRANCH10335 D'iberville BlvdDibervilleMS39540
GAUTIER BRANCH2020 Highway 90GautierMS39553
COURTHOUSE ROAD BRANCH533 Courthouse RoadGulfportMS39507
CROSSROADS BRANCH10496 Highway 49GulfportMS39503
GULFPORT MOTOR BANK BRANCH1430 25th AvenueGulfportMS39501
HANDSBORO BRANCH1014 Cowan RoadGulfportMS39507
LYMAN BRANCH16100 South Swan RoadGulfportMS39503
OAK GROVE BRANCH12 Newtowne LoopHattiesburgMS39402
PINEBELT FINANCIAL CENTER2 Southern Pointe ParkwayHattiesburgMS39402
LONG BEACH BRANCH101 Jeff Davis AvenueLong BeachMS39560
MOSS POINT BRANCH5025 Main StreetMoss PointMS39563
EAST OCEAN SPRINGS BR2699 Bienville BlvdOcean SpringsMS39564
OCEAN SPRINGS BRANCH901 Washington AvenueOcean SpringsMS39564
PASCAGOULA MAIN BRANCH1010 Denny AvenuePascagoulaMS39567
PASS CHRISTIAN OFFICE265 E Scenic DrivePass ChristianMS39571
PETAL BRANCH535 East Central AvePetalMS39465
PICAYUNE SOUTHSIDE BRANCH229 Memorial Blvd.PicayuneMS39466
POPLARVILLE BRANCH602 S Main StreetPoplarvilleMS39470
PRENTISS BRANCH965 South Columbia AvenuePrentissMS39474
PURVIS BRANCH4 Highway 589PurvisMS39475
JACKSON-RIDGELAND FINANCIAL CENTER1062 Highland Colony Pkwy, 200, Suite 17RidgelansMS39157
EDISON TRUST OFFICE333 Thornall Street, Suite 101EdisonNJ08837
MELVILLE TRUST OFFICE225 Broadhollow Road, Suite 110MelvilleNY11747
EXCHANGE PARK FINANCIAL CENTER7800 Shoal Creek BlvdAustinTX78757
BEAUMONT TRUST OFFICE350 Pine Street, Suite 1600BeaumontTX77701
DOWLEN BRANCH555 N Dowlen RDBeaumontTX77706
EDISON PLAZA FINANCIAL CENTER BRANCH350 Pine Street, Suite 130BeaumontTX77701
EDISON PLAZA TRUST OFFICE350 Pine Street, Suite 16300BeaumontTX77701
COLLEGE STATION BRANCH1912 Texas Avenue SouthCollege StationTX77840
CONROE BRANCH2101 North Loop 336 WestConroeTX77304
PRESTON CENTER FINANCIAL CENTER8303 Douglas AvenueDallasTX75225
GREENVILLE BRANCH3300 Joe Ramsey BlvdGreenvilleTX75401
EAST FREEWAY FINANCIAL CENTER BRANCH1051 Halsey StreetHoustonTX77015
KIRBY FINANCIAL CENTER BRANCH3200 Kirby Drive, Suite 100HoustonTX77098
NORTHWEST BRANCH2979 N Loop WestHoustonTX77008
WINDFERN FINANCIAL CENTER BRANCH13219 Windfern Road, Suite AHoustonTX77064
LITTLE ELM FINANCIAL CENTER11700 FM 423, Ste 290Little ElmTX75068
MARSHALL TRUST OFFICE115 North Wellington Street, Suite 101MarshallTX75670
MESQUITE BRANCH2828 North Galloway AvenueMesquiteTX75150-4861
GRANITE PARK LIMITED SERVICE FINANCIAL CENTER5830 Granite Parkway, Suite 900PlanoTX75024
RENNER ROAD FINANCIAL CENTER3421 E Renner Road, Suite 101PlanoTX75074
STONEBRIAR BRANCH5728 State Highway 121PlanoTX75024-6603
ROCKWALL INTERSTATE 30 BRANCH1102 East Interstate 30RockwallTX75087
RIDGEWOOD II FINANCIAL CENTER19122 Us-281San AntonioTX78258
TYLER BRANCH1330 Old Omen RoadTylerTX75701

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

13

Showing 1 through 13 of 13 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
August 1, 2026Charter Discontinued (Merger or Purchase & Assumption)—
September 21, 2019Charter Discontinued (Merger or Purchase & Assumption)MIDSOUTH BANK, N.A.
April 29, 2017Failure - Government Assistance ProvidedFIRST NBC BANK
April 1, 2014Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 2010Charter Discontinued (Merger or Purchase & Assumption)—
December 19, 2009Failure - Government Assistance ProvidedPEOPLES FIRST COMMUNITY BANK
September 22, 2001Charter Discontinued (Merger or Purchase & Assumption)—
August 10, 1991Failure - Government Assistance ProvidedPEOPLES FEDERAL SAVINGS ASSOCIATION
June 16, 1990Failure - Government Assistance ProvidedUNIFIRST BANK FOR SAVINGS, A FEDERAL SAVINGS AND LOAN
June 4, 1990Charter Discontinued (Merger or Purchase & Assumption)METROPOLITAN NATIONAL BANK
October 1, 1985Charter Discontinued (Merger or Purchase & Assumption)—
June 19, 1975Failure - Government Assistance ProvidedBANK OF PICAYUNE
December 1, 1973Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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