Institution profile

Gulf Atlantic Bank

Bank · Active · Headquarters: Key West, FL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Gulf Atlantic Bank
Display name: Gulf Atlantic Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: April 13, 2020
Established date: April 13, 2020
Charter class: State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Reserve Board
Headquarters: Key West, FL, 33040, United States
Website: https://www.gulfatlanticbank.com
FDIC certificate number: 59181
Federal Reserve RSSD ID: 5475452
Domestic location count: 5
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FRS
Institution type: State Member Bank
Primary activity: NAICS 52211
FDIC certificate: 59181
Federal Reserve RSSD ID: 5475452
Headquarters: 2222 North Roosevelt Boulevard, Key West, FL, 33040, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 4 of 4 listed locations

StateCity or branch

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Showing 1 through 4 of 4 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
GAB LAKE PLACID BRANCH	120 US 27	Lake Placid	FL	33852
GAB 17TH STREET BRANCH	1120 SE 17th Street	Ocala	FL	34471
OCALA 1 BRANCH	1626 SE 36th Avenue	Ocala	FL	34471
GAB PLANT CITY BRANCH	105 E Baker ST	Plant City	FL	33563

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: March 16, 2026
Regulator: Federal Reserve
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
March 16, 2026	Satisfactory	Federal Reserve	Small Bank
August 1, 2022	Satisfactory	FDIC	Small Bank

Read the methodology

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	GULF ATLANTIC BANK	State Member Bank	Key West, FL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered member bank