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Institution profile

Guaranty Bank Inc.

Bank · Active · Headquarters: Williamson, WV

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Guaranty Bank Inc.
Display name
Guaranty Bank Inc.
Institution status
Active
FDIC insured
Yes
FDIC insured since
May 17, 1976
Established date
May 17, 1976
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Williamson, WV, 25661, United States
FDIC certificate number
22273
Federal Reserve RSSD ID
706236
Domestic location count
3
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
22273
Federal Reserve RSSD ID
706236
Headquarters
10 Commerce Drive, Belo Industrial Park, Williamson, WV, 25661, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

4

Showing 1 through 4 of 4 listed locations

Scroll sideways to see every branch column.

Showing 1 through 4 of 4 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CHARLESTON BRANCH1320 Kanawha Blvd E.CharlestonWV25301
DELBARTON BRANCHU.s 52 And State Route 65DelbartonWV25670
GILBERT BRANCHStrafford Street And 2nd AvenueGilbertWV25621
WAYNE BRANCH608 Hedricks StreetWayneWV25570

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
November 1, 2020
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
November 1, 2020SatisfactoryFDICSmall Bank
December 1, 2014SatisfactoryFDICSmall Bank
September 1, 2009SatisfactoryFDICSmall Bank
April 1, 2004SatisfactoryFDICSmall Bank
March 1, 1999SatisfactoryFDICSmall Bank
May 1, 1996SatisfactoryFDICSmall Bank
July 1, 1994SatisfactoryFDICNot Reported
May 1, 1991SatisfactoryFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONGUARANTY BANK INC.Non-member BankWilliamson, WV

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank