Listed locations
38
Institution profile
Guaranty Bank and Trust Company (Belzoni, MS)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Guaranty Bank and Trust Company
- Display name
- Guaranty Bank and Trust Company (Belzoni, MS)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 17, 1943
- Established date
- May 17, 1943
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Belzoni, MS, 39038, United States
- Website
- https://www.gbtonline.com
- FDIC certificate number
- 15953
- Federal Reserve RSSD ID
- 84541
- Domestic location count
- 43
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15953
- Federal Reserve RSSD ID
- 84541
- LEI
- 5493007B7MEWKMDWUZ73
- Headquarters
- 210 Hayden Street, Belzoni, MS, 39038, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 38 of 38 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| AMORY BRANCH | 105 S. Main St. | Amory | MS | 38821 |
| BATESVILLE BRANCH | 470 Highway 6 East | Batesville | MS | 38606 |
| BATESVILLE EAST BRANCH | 1200 Highway 6 East | Batesville | MS | 38606 |
| BELMONT BRANCH | 362 Second Street | Belmont | MS | 38827 |
| BOONEVILLE BRANCH | 1102 North Second Street | Booneville | MS | 38829 |
| BURNSVILLE OFFICE | 1 Fulton Street | Burnsville | MS | 38833 |
| CLEVELAND BRANCH | 303 North Davis Avenue | Cleveland | MS | 38732 |
| CALHOUN COUNTY - DERMA | 106 South Main Street | Derma | MS | 38839 |
| FULTON BRANCH | 401 Interchange Drive | Fulton | MS | 38843 |
| DOWNTOWN GREENVILLE BRANCH | 536 Washington Avenue | Greenville | MS | 38701 |
| HIGHWAY 1 BRANCH | 2300 Highway 1 South | Greenville | MS | 38701 |
| HIGHWAY 82 EAST BRANCH | 2249 Highway 82 East | Greenville | MS | 38703 |
| GREENWOOD BRANCH | 122 Howard Street | Greenwood | MS | 38930 |
| GRENADA BRANCH | 1433 Sunset Drive | Grenada | MS | 38901 |
| MCINGVALE ROAD BRANCH | 2440 Mcingvale Road | Hernando | MS | 38632 |
| PANOLA STREET BRANCH | 2600 Panola Street | Hernando | MS | 38632 |
| HOLLANDALE BRANCH | 201 East Avenue South | Hollandale | MS | 38748 |
| INDIANOLA BRANCH | 215 Highway 82 West | Indianola | MS | 38751 |
| IUKA BRANCH | 1251 First American Drive | Iuka | MS | 38852 |
| JACKSON BRANCH | 1800 Jackson Avenue West | Oxford | MS | 38655 |
| OXFORD BRANCH | 404 Enterprise Drive, Suite A | Oxford | MS | 38655 |
| OXFORD UNIVERSITY LOAN PRODUCTION OFFICE | 602 South 16th Street | Oxford | MS | 38655 |
| UNIVERSITY BRANCH | 1500 University Avenue | Oxford | MS | 38655 |
| PONTOTOC BRANCH | 1882 Highway 15 North | Pontotoc | MS | 38863 |
| RIDGELAND BRANCH | 405 West Parkway Place | Ridgeland | MS | 39157 |
| SALTILLO BRANCH | 173 Mobile Street | Saltillo | MS | 38866 |
| SENATOBIA BRANCH | 5040 Highway 51 North | Senatobia | MS | 38668 |
| SOUTHAVEN BRANCH | 5960 Getwell Road, Suite 112 | Southaven | MS | 38672 |
| STARKVILLE BRANCH | 100 Mill Street | Starkville | MS | 39759 |
| TISHOMINGO BRANCH | 1309 Main Street | Tishomingo | MS | 38873 |
| TUPELO BRANCH | 4289 North Gloster Street | Tupelo | MS | 38804 |
| TUPELO BRANCH - WEST MAIN | 431 West Main Street Suite 201 | Tupelo | MS | 38804 |
| HALLS FERRY BRANCH | 3430 Halls Ferry Road | Vicksburg | MS | 39180 |
| VICKSBURG BRANCH | 1900 Cherry Street | Vicksburg | MS | 39180 |
| CORDOVA BRANCH | 51 Germantown Court, Suite 100 | Cordova | TN | 38018 |
| EAST MEMPHIS OFFICE | 4894 Poplar Avenue | Memphis | TN | 38117 |
| UPTOWN OFFICE | 464 North Front Street | Memphis | TN | 38105 |
| OAKLAND OFFICE | 5960 Highway 64 | Oakland | TN | 38060 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2017 | Outstanding | FDIC | Intermediate Small Bank |
| February 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2007 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2004 | Satisfactory | FDIC | Small Bank |
| September 1, 1999 | Satisfactory | FDIC | Small Bank |
| March 1, 1997 | Satisfactory | FDIC | Small Bank |
| May 1, 1995 | Satisfactory | FDIC | Not Reported |
| May 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 23, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 2, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 9, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 8, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | BANK OF HOLLANDALE |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | GUARANTY INVESTMENT CORP | Domestic Entity Other | Belzoni, MS |
| Direct relationship | GUARANTY SECURITIES, INC. | Domestic Entity Other | Belzoni, MS |
| Direct relationship | PEOPLES FINANCIAL SERVICES OF THE DELTA, INC. | Finance Company | Belzoni, MS |
| ROOT_INSTITUTION | GUARANTY BANK AND TRUST COMPANY | Non-member Bank | Belzoni, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank