Institution profile
GREAT LAKES (Bay City, MI)
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 24874
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 415 Washington Ave
- City
- Bay City
- State
- MI
- ZIP
- 48708-5712
- County
- Bay
- Country
- United States
- Phone
- 9898932831
- Hours
- 9am - 5pm Monday - Thursday 8:30am - 5:30pm Friday 9am - 12pm Saturday
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 4,437
- Total assets
- $60,100,201
- Total loans — all reported loan categories
- $24,932,778
- Shares and deposits
- $50,245,076
- Return on average assets
- -0.1%
- Net worth ratio
- 11.89%
- Loan-to-share ratio
- 49.62%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 1.84%
- Loans four-quarter growth
- -6.11%
- Assets four-quarter growth
- 2.99%
- Members four-quarter growth
- -3%
- Net-worth four-quarter growth
- 4.67%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union