Institution profile

Gouverneur Savings and Loan Association

Bank · Active · Headquarters: Gouverneur, NY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Gouverneur Savings and Loan Association
Display name: Gouverneur Savings and Loan Association
Institution status: Active
FDIC insured: Yes
FDIC insured since: August 9, 1989
Established date: January 1, 1892
Charter class: Federal savings and loan association
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Gouverneur, NY, 13642, United States
Website: https://www.gouverneurbank.com
FDIC certificate number: 30976
Federal Reserve RSSD ID: 905673
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Savings & Loan Association
Primary activity: NAICS 52218
FDIC certificate: 30976
Federal Reserve RSSD ID: 905673
LEI: 549300QYX5EMLSR68B45
Headquarters: 20 John Street, Gouverneur, NY, 13642, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 3 of 3 listed locations

StateCity or branch

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Showing 1 through 3 of 3 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
ALEXANDRIA BAY BRANCH	15 State Route 12	Alexandria Bay	NY	13607
CAPE VINCENT BRANCH	154 East Broadway	Cape Vincent	NY	13618
CHAUMONT BRANCH	12084 Route 12E	Chaumont	NY	13622

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: April 1, 2025
Regulator: FDIC
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
April 1, 2025	Satisfactory	FDIC	Small Bank
September 1, 2018	Satisfactory	FDIC	Small Bank

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
September 17, 2022	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
Direct relationship	GS&L MUNICIPAL BANK	Non-member Bank	Gouverneur, NY
ROOT_INSTITUTION	GOUVERNEUR SAVINGS AND LOAN ASSOCIATION	Savings & Loan Association	Gouverneur, NY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured federal savings and loan association