Institution profile
GHS
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 3841
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 910 Upper Front St
- City
- Binghamton
- State
- NY
- ZIP
- 13905-1337
- County
- Broome
- Country
- United States
- Phone
- 6077237962
- Hours
- Lobby: M-F 9am-5pm; Sat 9am-Noon Drive Up: M-F 8:30am-5pm; Sat 9am-Noon
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 18,850
- Total assets
- $246,747,076
- Total loans — all reported loan categories
- $163,142,852
- Shares and deposits
- $217,063,805
- Return on average assets
- 2.72%
- Net worth ratio
- 9.25%
- Loan-to-share ratio
- 75.16%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 5.94%
- Loans four-quarter growth
- 2.03%
- Assets four-quarter growth
- 10.01%
- Members four-quarter growth
- 25.2%
- Net-worth four-quarter growth
- 21.09%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union