HMDA records
35
2019
Public institution profile · Bank · Not a recommendation
FSNB, National Association
BankLawton, OKActive
FDIC certificate 16416
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 16416
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 125154
- OCC charter number
- 14546
- Not published — no verified match
- Official website
- https://www.fsnb.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Lawton, OK
- HMDA activity
- Published activity year 2019
- Listed branch locations
- 65
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- No published institution history result found
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Lawton, OK
- activity
- Published activity year 2019
- Listed branch locations
- 65
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- No published institution history result found
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
35reported records
11reported originations
2019 reported mortgage activity. Source: HMDA.
HMDA2019The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2019.
Geographynationwide
HMDA source observed2026-08-27
Loan originations
11
2019
Denials
13
2019
Withdrawals
1
2019
Denial rate among decisioned applications
38.2%
2019
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2019 | 35 | 11 | 10 | 13 | 1 | 38.2% |
| 2018 | 38 | 20 | 2 | 12 | 4 | 35.3% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 35 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 22 |
| Home improvement | 3 |
| Refinancing | 6 |
| Cash-out refinancing | 0 |
State reporting
8 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- FSNB, National Association
- Display name
- FSNB, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- July 1, 1946
- Established date
- July 1, 1946
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Lawton, OK, 73501, United States
- Website
- https://www.fsnb.com
- FDIC certificate number
- 16416
- Federal Reserve
- 125154
- OCC charter number
- 14546
- Domestic location count
- 68
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 16416
- Federal Reserve
- 125154
- 549300FNCDQV214FLN54
- Headquarters
- 1420 West Lee Boulevard, Lawton, OK, 73501, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FSNB SUB 1, L.L.C. | Domestic Entity Other | Fort Sill, OK |
| ROOT_INSTITUTION | FSNB, NATIONAL ASSOCIATION | National Bank | Lawton, OK |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
65
Showing 1 through 50 of 65 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| NORTH CONWAY BRANCH | 1155 Highway 65 North | Conway | AR | 72032 |
| PINE BLUFF BRANCH | 5501 S. Olive Street | Pine Bluff | AR | 71603 |
| RUSSELLVILLE BRANCH | 2409 East Main Street | Russellville | AR | 72802 |
| WEST MEMPHIS BRANCH | 798 W. Service Rd. | West Memphis | AR | 72301 |
| CAMDEN BRANCH | 263 Walmart Drive | Camden | DE | 19934 |
| DOVER WAL-MART BRANCH | 36 Jerome Drive | Dover | DE | 19901 |
| INDUSTRIAL BLVD. BRANCH | 10300 Industrial Blvd. | Covington | GA | 30014 |
| LITHIA SPRINGS BRANCH | 1100 Thornton RD | Lithia Springs | GA | 30122 |
| STONE MOUNTAIN BRANCH | 1825 Rockbridge RD SW | Stone Mountain | GA | 30087 |
| BOSSIER CITY BRANCH | 2536 Airline Drive | Bossier City | LA | 71111 |
| BARKSDALE HIGHWAY BRANCH | 1125 Shreveport Barksdale Highway | Shreveport | LA | 71105 |
| MANSFIELD ROAD BRANCH | 9550 Mansfield Road | Shreveport | LA | 71118 |
| YOUREE DRIVE BRANCH | 3344 Youree Drive | Shreveport | LA | 71105 |
| FEATHER LANE BRANCH | 244 Feather Lane | Canton | MS | 39046 |
| FLOWOOD BRANCH | 5341 Highway 25 | Flowood | MS | 39232 |
| GREENWAY DRIVE BRANCH | 2711 Greenway Drive | Jackson | MS | 39204 |
| OLD CANTON ROAD BRANCH | 5006 Old Canton Road | Jackson | MS | 39211 |
| OLIVE BRANCH | 7950 Craft Goodman Frontage Road | Olive Branch | MS | 38654 |
| PEARL BRANCH | 5520 Highway 80 E | Pearl | MS | 39208 |
| SOUTHAVEN BRANCH | 6811 Southcrest Parkway | Southaven | MS | 38671 |
| RAEFORD ROAD BRANCH | 7702 South Raeford Road | Fayetteville | NC | 28303 |
| SKIBO BRANCH | 1550 Skibo Road | Fayetteville | NC | 28303 |
| HOPE MILLS BRANCH | 3030 North Main Street | Hope Mills | NC | 28348 |
| JACKSONVILLE WALMART BRANCH | 2025 North Marine Boulevard | Jacksonville | NC | 28546 |
| NEW BERN BRANCH | 4431 New Bern Avenue | Raleigh | NC | 27610 |
| NEW HOPE BRANCH | 1725 New Hope Church Road | Raleigh | NC | 27609 |
| ROCKINGHAM BRANCH | 720 E US Highway 74, Business East | Rockingham | NC | 28379 |
| BRAGG BLVD BRANCH | 501 N. Bragg Blvd | Spring Lake | NC | 28390 |
| SPRING LAKE BRANCH | 670 Lillington Highway | Spring Lake | NC | 28390 |
| WAKE FOREST BRANCH | 2114 South Main Street | Wake Forest | NC | 27587 |
| MARKET STREET BRANCH | 5226 Sigmon Road | Wilmington | NC | 28403 |
| MONKEY JUNCTION BRANCH | 5135 Carolina Beach Road | Wilmington | NC | 28412 |
| PX BRANCH | 1718 Gruber RD | Fort Sill | OK | 73503 |
| CACHE ROAD BRANCH | 6212 NW Cache Road | Lawton | OK | 73505 |
| LEE BOULEVARD BRANCH | 1420 West Lee Boulevard | Lawton | OK | 73501 |
| ANTIOCH BRANCH | 3035 Hamilton Church Road | Antioch | TN | 37013 |
| ATHENS BRANCH | 1815 Decatur Pike | Athens | TN | 37303 |
| CLARKSVILLE BRANCH | 2315 Madison Street | Clarksville | TN | 37043 |
| COOKEVILLE BRANCH | 768 S. Jefferson Avenue | Cookeville | TN | 38501 |
| CORDOVA BRANCH | 577 Germantown Parkway | Cordova | TN | 38018 |
| COVINGTON BRANCH | 201 Lanny Bridges Avenue, Suite C | Covington | TN | 38019 |
| CROSSVILLE BRANCH | 168 Obed Plaza, Suite 104 | Crossville | TN | 38555 |
| ELIZABETHTON BRANCH | 1001 Over Mountain Avenue | Elizabethton | TN | 37643 |
| GALLATIN BRANCH | 1112 Nashville Pike | Gallatin | TN | 37066 |
| HERMITAGE BRANCH | 4424 Lebanon Pike | Hermitage | TN | 37076 |
| JACKSON BRANCH | 2196 Emporium Drive | Jackson | TN | 38305 |
| BROWNS MILL BRANCH | 3111 Browns Mill Road | Johnson City | TN | 37604 |
| STONE DRIVE BRANCH | 2500 W. Stone Drive | Kingsport | TN | 37660 |
| KINZEL WAY BRANCH | 3051 Kinzel Way | Knoxville | TN | 37924 |
| KNOXVILLE BRANCH | 6777 Clinton Highway | Knoxville | TN | 37912 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryEvent dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
No published institution history result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.