Listed locations
222
Institution profile
Frost Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Frost Bank
- Display name
- Frost Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 20, 1899
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- San Antonio, TX, 78205, United States
- Website
- https://www.frostbank.com
- FDIC certificate number
- 5510
- Federal Reserve RSSD ID
- 682563
- Domestic location count
- 219
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5510
- Federal Reserve RSSD ID
- 682563
- LEI
- G5AHTAP80NWA3Q8RDC78
- Headquarters
- 111 West Houston Street, San Antonio, TX, 78205-1457, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 222 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 4, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 4, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 30, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 13, 2018 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 13, 2015 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 13, 2013 | Satisfactory | Federal Reserve | Large Bank Exam |
Institutional history
31 FFIEC NIC history events
Showing 1 through 25 of 31 history events
FFIEC-reported organizational relationships
8 FFIEC NIC relationship records
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CARTON SERVICE CORPORATION | Domestic Entity Other | San Antonio, TX |
| Direct relationship | FROST BROKERAGE SERVICES, INC. | Securities Broker / Dealer | San Antonio, TX |
| Direct relationship | FROST INSURANCE AGENCY, INC. | Domestic Entity Other | San Antonio, TX |
| Direct relationship | FROST INVESTMENT ADVISORS LLC | Domestic Entity Other | San Antonio, TX |
| Direct relationship | FROST INVESTMENT SERVICES LLC | Domestic Entity Other | San Antonio, TX |
| Direct relationship | IDI SUMMIT, LTD | Domestic Entity Other | Fort Worth, TX |
| Direct relationship | TRI-FROST CORPORATION | Domestic Entity Other | San Antonio, TX |
| ROOT_INSTITUTION | FROST BANK | State Member Bank | San Antonio, TX |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank