Institution profile
FROID
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 3602
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 105 2nd Ave N
- City
- Froid
- State
- MT
- ZIP
- 59226
- County
- Roosevelt
- Country
- United States
- Phone
- 4067662350
- Hours
- Tue & Thur 1:00-5:00
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 165
- Total assets
- $1,247,392
- Total loans — all reported loan categories
- $861,904
- Shares and deposits
- $1,100,536
- Return on average assets
- 1.05%
- Net worth ratio
- 11.76%
- Loan-to-share ratio
- 78.32%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 21.91%
- Loans four-quarter growth
- 9.01%
- Assets four-quarter growth
- 18.91%
- Members four-quarter growth
- -4.07%
- Net-worth four-quarter growth
- 0.41%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union