Institution profile
FREEDOM OF MARYLAND
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 8550
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 2019 Emmorton Rd
- City
- Bel Air
- State
- MD
- ZIP
- 21015
- County
- Harford
- Country
- United States
- Phone
- 4106765700
- Hours
- Lobby Hours: Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1 PM Drive-through Hours: M-F 9-6 Sat 9-1
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 43,167
- Total assets
- $563,718,838
- Total loans — all reported loan categories
- $429,712,630
- Shares and deposits
- $502,598,751
- Return on average assets
- 0.64%
- Net worth ratio
- 8.38%
- Loan-to-share ratio
- 85.5%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -3.97%
- Loans four-quarter growth
- 2.08%
- Assets four-quarter growth
- -3.18%
- Members four-quarter growth
- -3.46%
- Net-worth four-quarter growth
- 4.61%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union