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Institution profile

FNBC Bank

Bank · Active · Headquarters: Ash Flat, AR

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
FNBC Bank
Display name
FNBC Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1912
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Ash Flat, AR, 72513, United States
FDIC certificate number
1294
Federal Reserve RSSD ID
100843
Domestic location count
17
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
1294
Federal Reserve RSSD ID
100843
LEI
549300CCQSH6ZSQHNS49
Headquarters
636 Ash Flat Drive, Ash Flat, AR, 72513, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

15

Showing 1 through 15 of 15 listed locations

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Showing 1 through 15 of 15 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MOBILE BRANCH #1636 Ash Flatt DriveAsh FlatAR72513
WWW.FNBC.US BRANCH636 Ash Flat DriveAsh FlatAR72513
BATESVILLE BRANCH1388 Harrison StreetBatesvilleAR72501
CHEROKEE VILLAGE BRANCH10 Santee DriveCherokee VillageAR72529
HARDY BRANCH201 West Main StreetHardyAR72542
HIGHLAND BRANCH1476 Highway 62HighlandAR72542
HORSESHOE BEND BRANCH405 Market StreetHorseshoe BendAR72512
FNBC BANK JONESBORO BRANCH2631 Race StreetJonesboroAR72401
MAMMOTH BRANCH358 Highway 63 SouthMammoth SpringAR72554
MELBOURNE BRANCH1001 West Main StreetMelbourneAR72556
MOUNTAIN HOME BRANCH102 South Main StreetMountain HomeAR72653
MOUNTAIN HOME WEST BRANCH175 West End WayMountain HomeAR72513
SALEM BRANCH233 Main StreetSalemAR72576
MOUNTAIN GROVE111 North Maple StreetMountain GroveMO65711
WEST PLAINS1311 Porter WagonerWest PlainsMO65775

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
December 5, 2022
Regulator
Federal Reserve
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
December 5, 2022SatisfactoryFederal ReserveIntermediate Small Bank
March 4, 2019SatisfactoryFederal ReserveIntermediate Small Bank
February 1, 2016SatisfactoryFederal ReserveIntermediate Small Bank

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONFNBC BANKState Member BankAsh Flat, AR

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank