Listed locations
48
Institution profile
Five Star Bank (Rochester, NY)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Five Star Bank
- Display name
- Five Star Bank (Rochester, NY)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- December 26, 1881
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Rochester, NY, 14604, United States
- FDIC certificate number
- 659
- Federal Reserve RSSD ID
- 601416
- Domestic location count
- 49
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 659
- Federal Reserve RSSD ID
- 601416
- LEI
- 5493006LH4LKHY2EIN26
- Headquarters
- 100 Chestnut Street, Rochester, NY, 14601, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 48 of 48 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALBION OFFICE | 102 North Main Street | Albion | NY | 14411 |
| ALLEGANY OFFICE | 60 West Main Street | Allegany | NY | 14706 |
| AMHERST OFFICE | 5491 Sheridan DR | Amherst | NY | 14221 |
| ATTICA OFFICE | 26 Main Street | Attica | NY | 14011 |
| AUBURN OFFICE | 345 Genesee Street | Auburn | NY | 13021 |
| BATAVIA BRANCH | 401 West Main Street | Batavia | NY | 14020 |
| WEST END OFFICE | 323 West Washington Street | Bath | NY | 14810 |
| BROCKPORT BRANCH | 2 West Avenue | Brockport | NY | 14420 |
| ELMWOOD CROSSING BRANCH | 451 Elmwood Avenue | Buffalo | NY | 14222 |
| FOUNTAIN PLAZA | 40-50 Fountain Plaza, Suite 150 | Buffalo | NY | 14202 |
| SENECA STREET BRANCH | 2222 Seneca Street | Buffalo | NY | 14210 |
| CALEDONIA OFFICE | 3110 Main Street | Caledonia | NY | 14423 |
| CANANDAIGUA OFFICE | 2425 Rochester Road | Canandaigua | NY | 14424 |
| CUBA OFFICE | 27 Water Street | Cuba | NY | 14727 |
| DANSVILLE OFFICE | 152 Franklin Street | Dansville | NY | 14437 |
| DUNDEE OFFICE | 32 Main Street | Dundee | NY | 14837 |
| EAST AURORA OFFICE | 211 Main ST | East Aurora | NY | 14052 |
| ELLICOTTVILLE OFFICE | 46-54 Washington Street | Ellicottville | NY | 14731 |
| ELMIRA OFFICE | 100 West Water Street | Elmira | NY | 14901 |
| GENESEO OFFICE | 4431 Genesee Valley Plaza | Geneseo | NY | 14454 |
| GENEVA PLAZA OFFICE | 387 Hamilton Street | Geneva | NY | 14456 |
| GREECE BRANCH | 2833 Ridge RD W Ste #29 | Greece | NY | 14626 |
| HAMMONDSPORT OFFICE | 25 Sheather Street | Hammondsport | NY | 14840 |
| HONEOYE FALLS OFFICE | 166 West Main Street | Honeoye Falls | NY | 14472 |
| HORNELL BRANCH | 7434 Seneca Road | Hornell | NY | 14843 |
| HORSEHEADS OFFICE | 309 South Main Street | Horseheads | NY | 14845 |
| LAKEVILLE OFFICE | 3261 Rochester Road | Lakeville | NY | 14480 |
| LEROY OFFICE | 122-124 West Main Street | Le Roy | NY | 14482 |
| MEDINA BRANCH | 327 Main Street | Medina | NY | 14103 |
| MOUNT MORRIS OFFICE | 45 East State Street | Mount Morris | NY | 14510 |
| NAPLES OFFICE | 184 South Main Street | Naples | NY | 14512 |
| OLEAN MOTOR BANK OFFICE | 124 West State Street | Olean | NY | 14760 |
| ORCHARD PARK OFFICE | 3233 Southwestern Blvd | Orchard Park | NY | 14127 |
| OVID OFFICE | 2168 State Route 96A | Ovid | NY | 14521 |
| PAINTED POST OFFICE | 3131 Silverback Lane | Painted Post | NY | 14870 |
| PENN YAN OFFICE | 127-129 Elm Street | Penn Yan | NY | 14527 |
| BRIGHTON BRANCH | 1940 Monroe Ave | Rochester | NY | 14618 |
| CHILI CENTER | 3177 Chili Avenue | Rochester | NY | 14624 |
| CITY GATE | 395 Westfall Road | Rochester | NY | 14620 |
| HENRIETTA BRANCH | 765 Calkins Road | Rochester | NY | 14623 |
| SALAMANCA OFFICE | 107 Main Street | Salamanca | NY | 14779 |
| STRYKERSVILLE OFFICE | 3672 Route 78 | Strykersville | NY | 14145 |
| VICTOR OFFICE | 3 West Main Street | Victor | NY | 14564 |
| DIGITAL BRANCH | 220 Liberty Street | Warsaw | NY | 14569 |
| NORTH WARSAW OFFICE | 2330 N. Main Street | Warsaw | NY | 14569 |
| SENECA FALLS OFFICE | 1940 US Route 5&20 | Waterloo | NY | 13165 |
| WAYLAND OFFICE | 1 South Main Street | Wayland | NY | 14572 |
| YORKSHIRE OFFICE | 12209 State Route 16 | Yorkshire | NY | 14173 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- April 28, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 28, 2025 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 18, 2022 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 6, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 30, 2013 | Needs to Improve | Federal Reserve | Large Bank Exam |
| August 1, 2011 | Outstanding | Federal Reserve | Large Bank Exam |
| May 18, 2009 | Outstanding | Federal Reserve | Large Bank Exam |
| April 30, 2007 | Outstanding | Federal Reserve | Large Bank Exam |
| June 17, 2002 | Outstanding | Federal Reserve | Large Bank Exam |
| June 2, 1997 | Outstanding | Federal Reserve | Small Bank |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 3, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 3, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 3, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIVE STAR REIT, INC. | Domestic Entity Other | Warsaw, NY |
| ROOT_INSTITUTION | FIVE STAR BANK | State Member Bank | Rochester, NY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank