Listed locations
15
Institution profile
First State Bank (Waynesboro, MS)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First State Bank
- Display name
- First State Bank (Waynesboro, MS)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 1, 1939
- Established date
- May 1, 1934
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Waynesboro, MS, 39367, United States
- FDIC certificate number
- 15663
- Federal Reserve RSSD ID
- 924236
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15663
- Federal Reserve RSSD ID
- 924236
- LEI
- 254900CRPFBFJUTD8P12
- Headquarters
- 708 Azalea Drive, Waynesboro, MS, 39367, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 15 of 15 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BUCKATUNNA BRANCH | 2364 Buckatunna Clara Chicora Road | Buckatunna | MS | 39322 |
| ELLISVILLE BRANCH | 301 South Court Street | Ellisville | MS | 39437 |
| LAUREL BRANCH | 1808 Highway 84 West | Laurel | MS | 39440 |
| LEAKESVILLE BRANCH | 313 Lafeyette/main Street | Leakesville | MS | 39451 |
| GATEWAY BRANCH | 12139 Old 63 South | Lucedale | MS | 39452 |
| GLUCKSTADT | 108 Dees Drive | Madison | MS | 39110 |
| MERIDIAN CLOCK TOWER BRANCH | 801 22nd Avenue | Meridian | MS | 39301 |
| QUITMAN BRANCH | 310 South Archusa Avenue | Quitman | MS | 39355 |
| STATE LINE BRANCH | 261 St. Peter Street | State Line | MS | 39362 |
| CLARA BRANCH | 35 Clara-buckatunna-chicora Road | Waynesboro | MS | 39367 |
| INTERNET BANKING | 717 Wayne Street | Waynesboro | MS | 39367 |
| MORTGAGE LOAN CENTER | 717 Wayne Street | Waynesboro | MS | 39367 |
| NORTHEAST MOTOR BANK | 1401 Azalea Drive | Waynesboro | MS | 39367 |
| NORTHSIDE MINI-BANK BRANCH | Herbert's Mart Shopping Center | Waynesboro | MS | 39367 |
| WAL-MART BRANCH | 1350 Azalea Drive | Waynesboro | MS | 39367 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- August 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2025 | Outstanding | FDIC | Intermediate Small Bank |
| June 1, 2022 | Outstanding | FDIC | Intermediate Small Bank |
| June 1, 2019 | Outstanding | FDIC | Intermediate Small Bank |
| April 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2006 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2003 | Satisfactory | FDIC | Small Bank |
| April 1, 1998 | Satisfactory | FDIC | Small Bank |
| July 1, 1995 | Satisfactory | FDIC | Not Reported |
| September 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 15, 1979 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST STATE INSURANCE SERVICES, INC. | Domestic Entity Other | Waynesboro, MS |
| ROOT_INSTITUTION | FIRST STATE BANK | Non-member Bank | Waynesboro, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank