Listed locations
10
Institution profile
First State Bank (Eastpointe, MI)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First State Bank
- Display name
- First State Bank (Eastpointe, MI)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- February 21, 1935
- Established date
- January 1, 1917
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Eastpointe, MI, 48021, United States
- Website
- https://www.fsb.bank
- FDIC certificate number
- 15032
- Federal Reserve RSSD ID
- 113740
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15032
- Federal Reserve RSSD ID
- 113740
- LEI
- 549300VIZR4H7AB15496
- Headquarters
- 16100 East Nine Mile Road, Eastpointe, MI, 48021, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 10 of 10 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CHESTERFIELD TOWNSHIP BRANCH | 53950 Gratiot | Chesterfield Township | MI | 48051 |
| CLINTON TOWNSHIP BRANCH | 44990 North Groesbeck Highway | Clinton Township | MI | 48036 |
| HAYES BRANCH | 41240 Hayes Road | Clinton Township | MI | 48038 |
| 53050 ROMEO PLANK ROAD BRANCH | 53050 Romeo Plank Road | Macomb | MI | 48042 |
| RICHMOND BRANCH | 67225 Gratiot Avenue | Richmond | MI | 48062 |
| ROCHESTER BRANCH | 1575 South Rochester Road | Rochester Hills | MI | 48307 |
| HARPER BRANCH | 24335 Harper Avenue | Saint Clair Shores | MI | 48080-1239 |
| MACK BRANCH | 23600 Greater Mack Avenue | Saint Clair Shores | MI | 48080 |
| STERLING HEIGHTS BRANCH | 2032 19 Mile Road | Sterling Heights | MI | 48314 |
| WASHINGTON TOWNSHIP BRANCH | 11555 26 Mile Road | Washington | MI | 48094 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 4, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 4, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| March 14, 2022 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| May 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| December 5, 2008 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2003 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 1996 | Satisfactory | FDIC | Small Bank |
| December 1, 1993 | Satisfactory | FDIC | Not Reported |
| December 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 29, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST STATE BANK MORTGAGE COMPANY, LLC |
| December 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST STATE BANK | State Member Bank | Eastpointe, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank