Listed locations
10
Institution profile
First Southern State Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Southern State Bank
- Display name
- First Southern State Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- October 1, 1910
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Stevenson, AL, 35772, United States
- Website
- https://www.fssbank.com
- FDIC certificate number
- 2829
- Federal Reserve RSSD ID
- 246134
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 2829
- Federal Reserve RSSD ID
- 246134
- Headquarters
- 80 Bank Street, Stevenson, AL, 35772, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 10 of 10 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALBERTVILLE OFFICE | 407 North Broad Street | Albertville | AL | 35950 |
| WEST MAIN STREET BRANCH | 201 West Main Street | Centre | AL | 35960 |
| CROSSVILLE OFFICE | 8331 Alabama Highway 227 | Crossville | AL | 35962 |
| GLENN BOULEVARD BRANCH | 1820 Glenn Boulevard | Fort Payne | AL | 35967 |
| NORTH GAULT BRANCH | 2128 Gault North | Fort Payne | AL | 35967 |
| SAND MOUNTAIN BRANCH, THE | Highway 71 | Higdon | AL | 35979 |
| LEESBURG BRANCH | 200 Industrial Boulevard | Leesburg | AL | 35960 |
| RAINSVILLE BRANCH | 403 Main Street West | Rainsville | AL | 35986 |
| SCOTTSBORO BRANCH | 20 Micah Way | Scottsboro | AL | 35769 |
| SCOTTSBORO DOWNTOWN | 507 South Broad Street | Scottsboro | AL | 35768 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2009 | Satisfactory | FDIC | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 30, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST SOUTHERN STATE BANK | Non-member Bank | Stevenson, AL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank