HMDA records
1,870
2025
Public institution profile · Bank · Not a recommendation
First Security Bank
Also published as First Security Bank (Searcy, AR)
BankSearcy, ARActive
FDIC certificate 5633
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 5633
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 673440
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.fsbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Searcy, AR
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 78
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 3, 2025
- Institution history
- 9 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Searcy, AR
- activity
- Published activity year 2025
- Listed branch locations
- 78
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 3, 2025
- Institution history
- 9 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
1,870reported records
1,556reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,556
2025
Denials
113
2025
Withdrawals
153
2025
Denial rate among decisioned applications
6.6%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,870 | 1,556 | 42 | 113 | 153 | 6.6% |
| 2024 | 1,652 | 1,333 | 28 | 143 | 146 | 9.5% |
| 2023 | 1,599 | 1,304 | 32 | 135 | 119 | 9.2% |
| 2022 | 2,186 | 1,796 | 38 | 121 | 222 | 6.2% |
| 2021 | 2,398 | 1,980 | 30 | 121 | 246 | 5.7% |
| 2020 | 3,271 | 2,705 | 32 | 195 | 315 | 6.7% |
| 2019 | 2,280 | 1,841 | 34 | 165 | 224 | 8.1% |
| 2018 | 2,319 | 1,842 | 32 | 194 | 225 | 9.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 1,698 |
| FHA | 106 |
| VA | 24 |
| RHS / FSA | 42 |
| Home purchase | 966 |
| Home improvement | 301 |
| Refinancing | 310 |
| Cash-out refinancing | 68 |
State reporting
7 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Security Bank
- Display name
- First Security Bank (Searcy, AR)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 6, 1932
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Searcy, AR, 72143, United States
- Website
- https://www.fsbank.com
- FDIC certificate number
- 5633
- Federal Reserve
- 673440
- Domestic location count
- 80
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5633
- Federal Reserve
- 673440
- 254900561K135J92VD38
- Headquarters
- 314 North Spring Street, Searcy, AR, 72143, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 3, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 3, 2025 | Satisfactory | Federal Reserve | Large Bank Exam |
| January 23, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| January 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2014 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2012 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2009 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2006 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| August 18, 1997 | Satisfactory | FDIC | Small Bank |
| November 1, 1995 | Satisfactory | FDIC | Not Reported |
| October 1, 1993 | Satisfactory | FDIC | Not Reported |
| April 18, 1990 | Outstanding | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
4
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST SECURITY REAL ESTATE MANAGEMENT, INC | Domestic Entity Other | Searcy, AR |
| Direct relationship | FNBS INVESTMENTS INC | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | PEOPLES REAL ESTATE MANAGEMENT INC | Domestic Entity Other | Mountain Home, AR |
| ROOT_INSTITUTION | FIRST SECURITY BANK | State Member Bank | Searcy, AR |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
78
Showing 1 through 50 of 78 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BEEBE WEST BRANCH | 22 Highway 64 West | Beebe | AR | 72012 |
| DEWITT HENRY DRIVE BRANCH | 1801 Dewitt Henry Drive | Beebe | AR | 72012 |
| BENTON BRANCH | 205 West Carpenter | Benton | AR | 72015 |
| MILITARY BRANCH | 1401 Military Road | Benton | AR | 72015 |
| SALEM ROAD BRANCH | 1212 Salem Road | Benton | AR | 72019 |
| BENTONVILLE BRANCH | 2300 South Walton Boulevard | Bentonville | AR | 72712 |
| BENTONVILLE SOUTH MAIN BRANCH | 108 South Main Street | Bentonville | AR | 72712 |
| BRYANT BRANCH | 20697 Interstate 30 | Bryant | AR | 72022 |
| BRYANT BRANCH | 5619 Highway 5 North | Bryant | AR | 72022 |
| SOUTH BRYANT BRANCH | 1823 North Reynolds Road | Bryant | AR | 72022 |
| BULL SHOALS MAIN BRANCH | 907 Central Boulevard | Bull Shoals | AR | 72619 |
| CABOT BRANCH | 205 West Pine | Cabot | AR | 72023 |
| CABOT NORTHPORT BRANCH | 2255 West Main Street | Cabot | AR | 72023 |
| SOUTH PINE STREET BRANCH | 906 South Pine Street, Suite 14 | Cabot | AR | 72023 |
| CENTERTON BRANCH | 1777 East Centerton Avenue | Centerton | AR | 72719 |
| CLARKSVILLE BRANCH | 214 Main Street | Clarksville | AR | 72830 |
| CLARKSVILLE SOUTH ROGERS BRANCH | 1007 South Rogers | Clarksville | AR | 72830 |
| VOLUNTEERS PARKWAY BRANCH | 112 Volunteer's Parkway | Clinton | AR | 72031 |
| CONWAY BRANCH | 1001 Front Street | Conway | AR | 72032 |
| DAVE WARD BRANCH | 2105 Dave Ward Drive | Conway | AR | 72034 |
| EAST OAK BRANCH | 1110 East Oak | Conway | AR | 72032 |
| NORTHWEST BRANCH | 1390 Highway 64 West | Conway | AR | 72032 |
| PRINCE STREET BRANCH | 2925 Prince Street | Conway | AR | 72034 |
| FARMINGTON BRANCH | 191 West Main Street | Farmington | AR | 72730 |
| EAST JOYCE BOULEVARD BRANCH | 1219 East Joyce Boulevard | Fayetteville | AR | 72703 |
| FAYETTEVILLE EAST BRANCH | 2710 East Mission Road | Fayetteville | AR | 72703 |
| FAYETTEVILLE WEST | 3443 West Wedington Drive | Fayetteville | AR | 72704 |
| NORTH COLLEGE AVENUE BRANCH | 11 North College Avenue | Fayetteville | AR | 72701 |
| NORTH GARLAND AVENUE BRANCH | 640 North Garland Avenue, Suite 106 | Fayetteville | AR | 72701 |
| FORT SMITH GARRISON BRANCH | 720 Garrison Avenue | Fort Smith | AR | 72901 |
| FORT SMITH ROGERS AVENUE | 7613 Rogers Avenue | Fort Smith | AR | 72903 |
| GASSVILLE BRANCH | 7447 Highway 62 West | Gassville | AR | 72635 |
| GREENBRIER BRANCH | 7 Wilson Farm Road | Greenbrier | AR | 72058 |
| HEBER SPRINGS SOUTH BRANCH | 200 South Seventh Street | Heber Springs | AR | 72543 |
| HIGHWAY 25B BRANCH | 1140 Highway 25B North | Heber Springs | AR | 72543 |
| HOT SPRINGS AIRPORT ROAD BRANCH | 1759 Airport Road | Hot Springs | AR | 71913 |
| HOT SPRINGS CENTRAL BRANCH | 4129 Central Avenue | Hot Springs | AR | 71913 |
| HOT SPRINGS MALVERN AVENUE BRANCH | 1729 Malvern Avenue | Hot Springs | AR | 71901 |
| JONESBORO BRANCH | 313 Southwest Drive | Jonesboro | AR | 72401 |
| JONESBORO HILLTOP BRANCH | 4204 East Johnson Avenue | Jonesboro | AR | 72401 |
| STADIUM BOULEVARD JONESBORO BRANCH | 1341 Red Wolf Boulevard | Jonesboro | AR | 72401 |
| JUDSONIA BRANCH | 401 Van Buren | Judsonia | AR | 72081 |
| BASS PRO DRIVE BRANCH | 10 Bass Pro Drive | Little Rock | AR | 72210 |
| BRANCH AT THE RANCH BRANCH | 17810 Cantrell Road | Little Rock | AR | 72223 |
| CHENAL BRANCH | 15420 Chenal Parkway | Little Rock | AR | 72211 |
| FIRST SECURITY PARK | 4007 N Rodney Parham Road | Little Rock | AR | 72212 |
| LITTLE ROCK HEIGHTS BRANCH | 5600 Kavanaugh Drive | Little Rock | AR | 72207 |
| MARKHAM I-430 BRANCH | 10421 West Markham Space A | Little Rock | AR | 72205 |
| PRESIDENT CLINTON AVENUE BRANCH | 521 President Clinton Avenue | Little Rock | AR | 72201 |
| WEST MARKHAM STREET BRANCH | 4934 And 4936 West Markham Street | Little Rock | AR | 72205 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
9
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 12, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 11, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 9, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 5, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 8, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 27, 1991 | Failure - Government Assistance Provided | FIRST SAVINGS OF ARKANSAS, F.A. |
| December 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 7, 1986 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.