HMDA records
1,564
2025
Public institution profile · Bank · Not a recommendation
First National Bank Texas
BankKilleen, TXActive
FDIC certificate 3285
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3285
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Not published — no verified match
- Official website
- https://www.1stnb.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
1,564reported records
1,212reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,212
2025
Denials
48
2025
Withdrawals
287
2025
Denial rate among decisioned applications
3.8%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,564 | 1,212 | 2 | 48 | 287 | 3.8% |
| 2024 | 1,210 | 945 | 1 | 60 | 189 | 6.0% |
| 2023 | 1,271 | 862 | 2 | 124 | 268 | 12.6% |
| 2022 | 2,290 | 1,009 | 7 | 962 | 285 | 48.6% |
| 2021 | 2,874 | 1,699 | 12 | 729 | 412 | 29.9% |
| 2020 | 2,803 | 1,903 | 4 | 491 | 391 | 20.5% |
| 2019 | 1,816 | 957 | 9 | 566 | 269 | 36.9% |
| 2018 | 1,860 | 957 | 13 | 590 | 266 | 37.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 490 |
| FHA | 664 |
| VA | 399 |
| RHS / FSA | 11 |
| Home purchase | 1,357 |
| Home improvement | 41 |
| Refinancing | 136 |
| Cash-out refinancing | 0 |
State reporting
24 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First National Bank Texas
- Display name
- First National Bank Texas
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 27, 1901
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Killeen, TX, 76541, United States
- Website
- https://www.1stnb.com
- FDIC certificate number
- 3285
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Domestic location count
- 358
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3285
- Federal Reserve
- 613950
- 5493006KQF5UKZ3Y9N07
- Headquarters
- 901 East Central Texas Expressway, Killeen, TX, 76541, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
6
Showing 1 through 6 of 6 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1STNB CAPS LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST COMMUNITY INSURANCE SERVICES, LLC | Domestic Entity Other | Quinlan, TX |
| Direct relationship | FIRST NATIONAL REALTY II, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST NATIONAL REALTY, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FNBT HQ, LLC | Domestic Entity Other | Killeen, TX |
| ROOT_INSTITUTION | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | National Bank | Killeen, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
354
Showing 1 through 50 of 354 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| SWM BATESVILLE | 3150 Harrison Street | Batesville | AR | 72501 |
| SWM-BENTON BANKING CENTER - RC 385 | 17309 Interstate 30 A | Benton | AR | 72015 |
| SWM-BRYANT BANKING CENTER - RC 386 | 400 Bryant Ave | Bryant | AR | 72022 |
| CABOT (SWM) BANKING CENTER - RC 373 | 304 South Rockwood Drive | Cabot | AR | 72023 |
| FAYETTEVILLE BKG CTR-RC 369 | 2875 West Martin Luther King | Fayetteville | AR | 72704 |
| SWM FORT SMITH ARKANSAS | 2425 South Zero Street | Fort Smith | AR | 72901 |
| SWM FORT SMITH ROGERS | 8301 Rogers Avenue | Fort Smith | AR | 72903 |
| SWM - HARDEN DR BANKING CENTER - RC 375 | 2000 John Harden DR | Jacksonville | AR | 72076 |
| JONESBORO (SWM) BANKING CENTER - RC 371 | 1815 East Highland Drive | Jonesboro | AR | 72401 |
| SWM - BASELINE BANKING CENTER - RC 383 | 8801 Baseline Road | Little Rock | AR | 72209 |
| SWM-SHACKLEFORD ROAD BRANCH | 2700 South Shackleford Road | Little Rock | AR | 72205 |
| SWM - EAST MCCAIN BANKING CENTER - RC 382 | 4450 East Mccain Boulevard | North Little Rock | AR | 72117 |
| SEARCY (SWM) BANKING CENTER - RC 370 | 3509 East Race Avenue | Searcy | AR | 72143 |
| SWM - SILOAM SPRINGS BANKING CENTER - RC 377 | 2901 Highway 412 E | Siloam Springs | AR | 72761 |
| SWM-SPRINGDALE BRANCH | 2004 South Pleasant Street | Springdale | AR | 72764 |
| TEXARKANA (SWM) BANKING CENTER - RC 372 | 133 Arkansas Boulevard | Texarkana | AR | 71854 |
| SWM - BULLHEAD CITY BANKING CENTER - RC 935 | 2840 Highway 95 | Bullhead City | AZ | 86442 |
| SWM CASA GRANDE BANKING CENTER RC 491 | 1741 E Florence Blvd | Casa Grande | AZ | 85122 |
| SWM - CHANDLER BANKING CENTER - RC 908 BRANCH | 1175 S. Arizona Avenue | Chandler | AZ | 85286 |
| COTTONWOOD BANKING CENTER - RC 931 | 2003 East Rodeo Drive | Cottonwood | AZ | 86326 |
| FCB GLENDALE WAL-MART | 5010 North 95th Avenue | Glendale | AZ | 85305 |
| SWM - GOODYEAR BANKING CENTER - RC 905 BRANCH | 1100 N. Estrella Pkwy | Goodyear | AZ | 85338 |
| SWM - KINGMAN BANKING CENTER - RC 936 | 3396 Stockton Hill Road | Kingman | AZ | 86409 |
| COUNTRY CLUB SUPER WALMART BRANCH | 240 West Baseline Road | Mesa | AZ | 85210 |
| GREENFIELD SUPER WALMART BRANCH | 1710 South Greenfield Road | Mesa | AZ | 85206 |
| STAPLEY SUPER WALMART BRANCH | 1955 South Stapley Drive | Mesa | AZ | 85204 |
| SUPER WALMART-DOBSON ROAD BANKING CENTER - RC 482 BRANCH | 857 N. Dobson Road | Mesa | AZ | 85201 |
| SWM - NOGALES - RC 928 BRANCH | 100 W. White Park Dr. | Nogales | AZ | 85621 |
| EAST THOMAS SUPERWALMART BANKING CENTER | 3721 East Thomas Road | Phoenix | AZ | 85018 |
| INDIAN SCHOOL BANKING CENTER | 3223 West Indian School Road | Phoenix | AZ | 85017 |
| ROOSEVELT BANKING CENTER | 1602 East Roosevelt Street | Phoenix | AZ | 85006 |
| SUPER WALMART BELL ROAD BRANCH | 4617 E. Bell Road | Phoenix | AZ | 85032 |
| SWM - LAVEEN BANKING CENTER - RC 910 BRANCH | 6150 South 35th Avenue | Phoenix | AZ | 85041 |
| SWM - NORTH 75TH AVE BANKING CENTER - RC 934 | 2020 N. 75th Ave. | Phoenix | AZ | 85035 |
| SWM CHRISTOWN | 1607 West Bethany Home Road | Phoenix | AZ | 85015 |
| SWM- BETHANY BANKING CENTER- RC 436 | 6145 North 35th Avenue | Phoenix | AZ | 85017 |
| SUPER WAL MART SURPRISE BANKING CENTER-RC 913 | 14111 N Prasada Gateway Ave | Surprise | AZ | 85388 |
| SWM- ELLIOT RD BANKING CENTER - RC 494 | 1380 W Elliot Road | Tempe | AZ | 85284 |
| SWM - MARANA - RC 907 BRANCH | 8280 N. Cortaro Road | Tucson | AZ | 85743 |
| SWM - MARKETPLACE - RC 927 BRANCH | 1260 E Tucson Marketplace Boulevard | Tucson | AZ | 85713 |
| SUPER WALMART-ALAMOGORDO BANKING CENTER-RC 937 | 233 South New York Ave | Alamogordo | NM | 88310 |
| ATRISCO BRANCH | 4201 Central Ave NW | Albuquerque | NM | 87105 |
| COORS BLVD BANKING CENTER - RC 481 | 2550 Coors Blvd, NW | Albuquerque | NM | 87120 |
| EUBANK SUPER WALMART BRANCH | 400 Eubank Blvd NE | Albuquerque | NM | 87123 |
| SWM - WYOMING BLVD - RC 920 BRANCH | 2266 Wyoming Blvd NE | Albuquerque | NM | 87112 |
| SWM CARLISLE BANKING CENTER RC 489 | 2701 Carlisle Blvd NE | Albuquerque | NM | 87110 |
| SWM RIO BRAVO BANKING CENTER RC 490 | 3500 Coors Blvd SW | Albuquerque | NM | 87121 |
| SWM - BERNALILLO BANKING CENTER - RC 916 BRANCH | 460 Highway 528 | Bernalillo | NM | 87004 |
| FIRST CONVENIENCE BANK BRANCH | 2401 South Canal Street | Carlsbad | NM | 88220 |
| SUPER WALMART CLOVIS BANKING CENTER-RC 926 | 3728 North Prince Street | Clovis | NM | 88101 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
3
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.