HMDA records
1,564
2025
Public institution profile · Bank · Not a recommendation
First National Bank Texas
BankKilleen, TXActive
FDIC certificate 3285
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3285
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Not published — no verified match
- Official website
- https://www.1stnb.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
1,564reported records
1,212reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,212
2025
Denials
48
2025
Withdrawals
287
2025
Denial rate among decisioned applications
3.8%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,564 | 1,212 | 2 | 48 | 287 | 3.8% |
| 2024 | 1,210 | 945 | 1 | 60 | 189 | 6.0% |
| 2023 | 1,271 | 862 | 2 | 124 | 268 | 12.6% |
| 2022 | 2,290 | 1,009 | 7 | 962 | 285 | 48.6% |
| 2021 | 2,874 | 1,699 | 12 | 729 | 412 | 29.9% |
| 2020 | 2,803 | 1,903 | 4 | 491 | 391 | 20.5% |
| 2019 | 1,816 | 957 | 9 | 566 | 269 | 36.9% |
| 2018 | 1,860 | 957 | 13 | 590 | 266 | 37.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 490 |
| FHA | 664 |
| VA | 399 |
| RHS / FSA | 11 |
| Home purchase | 1,357 |
| Home improvement | 41 |
| Refinancing | 136 |
| Cash-out refinancing | 0 |
State reporting
24 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First National Bank Texas
- Display name
- First National Bank Texas
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 27, 1901
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Killeen, TX, 76541, United States
- Website
- https://www.1stnb.com
- FDIC certificate number
- 3285
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Domestic location count
- 358
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3285
- Federal Reserve
- 613950
- 5493006KQF5UKZ3Y9N07
- Headquarters
- 901 East Central Texas Expressway, Killeen, TX, 76541, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
6
Showing 1 through 6 of 6 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1STNB CAPS LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST COMMUNITY INSURANCE SERVICES, LLC | Domestic Entity Other | Quinlan, TX |
| Direct relationship | FIRST NATIONAL REALTY II, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST NATIONAL REALTY, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FNBT HQ, LLC | Domestic Entity Other | Killeen, TX |
| ROOT_INSTITUTION | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | National Bank | Killeen, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
354
Showing 151 through 200 of 354 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| HEB FLORESVILLE RC 448 BRANCH | 925 10th Street | Floresville | TX | 78114 |
| FORNEY BRANCH | 802 E US Highway 80 | Forney | TX | 75126 |
| CLEAR CREEK BRANCH | Building 50005 Clear Creek Road | Fort Hood | TX | 76544 |
| FORT HOOD MAIN BRANCH | Building 109 TJ Mills Boulevard | Fort Hood | TX | 76544 |
| MAIN POST EXCHANGE BRANCH | Building 4250 Clear Creek Road | Fort Hood | TX | 76544 |
| WARRIOR WAY BRANCH | Building 85006 Warrior Way Drive | Fort Hood | TX | 76544 |
| 500 EAST 4TH STREET, - FORT WORTH BRANCH | 500 East 4th Street, Suite 200 | Fort Worth | TX | 76102 |
| ALTAMESA BRANCH | 3510 Altamesa Boulevard | Fort Worth | TX | 76133 |
| BEACH STREET KROGER | 6650 N Beach ST | Fort Worth | TX | 76137 |
| BERRY SUPER WALMART BRANCH | 2900 Renaissance Square | Fort Worth | TX | 76105 |
| CAMP BOWIE KROGER | 9114 Camp Bowie West Blvd | Fort Worth | TX | 76116 |
| CLIFFORD STREET BANKING CENTER BRANCH | 9500 Clifford Street | Fort Worth | TX | 76108 |
| JACKSBORO BANKING CENTER - RC 470 | 2245 Jacksboro Hwy | Fort Worth | TX | 76114 |
| SUPER WALMART - OAKMONT - RC 840 BRANCH | 6300 Oakmont Blvd | Fort Worth | TX | 76132 |
| SUPER WALMART EASTCHASE BANKING CENTER RC 815 | 8401 Anderson Boulevard | Fort Worth | TX | 76120 |
| VICKERY BRANCH | 6756 W Vickery Blvd | Fort Worth | TX | 76116 |
| SUPER WALMART ELDORADO BANKING CENTER-RC 692 | 12220 FM 423 | Frisco | TX | 75033 |
| SUPER WALMART-FRISCO BANKING CENTER-RC 415 | 8555 Preston Road | Frisco | TX | 75034 |
| GALVESTON BANKING CENTER-RC 626 | 6702 Seawall Boulevard | Galveston | TX | 77551 |
| GARLAND KROGER BRANCH | 1406 West Walnut Street | Garland | TX | 75042 |
| SUPER WALMART SATURN ROAD BANKING CENTER RC 828 | 1801 Marketplace Drive | Garland | TX | 75041 |
| GATESVILLE BRANCH | 2805 S State Highway 36 | Gatesville | TX | 76528 |
| SUPER WALMART GEORGETOWN BANKING CENTER-RC 662 | 620 S I-35 | Georgetown | TX | 78628 |
| GRAHAM BRANCH | 2121 Hwy 16 S | Graham | TX | 76450 |
| GRANBURY WALMART BRANCH | 735 East Highway 377 | Granbury | TX | 76048 |
| KROGER GRAND PRAIRIE BANKING CENTER-RC 837 | 2525 West Interstate 20 | Grand Prairie | TX | 75052 |
| PIONEER PARKWAY KROGER | 313 E Pioneer Parkway | Grand Prairie | TX | 75051 |
| SOUTHLAKE BANKING CENTER BRANCH | 1601 West State Highway 114 | Grapevine | TX | 76051 |
| GREENVILLE WALMART BRANCH | 7401 Interstate Highway 30 | Greenville | TX | 75402 |
| WESLEY STREET BRANCH | 4811 Wesley Street | Greenville | TX | 75401 |
| HARKER HEIGHTS BRANCH | 2020 Heights DR | Harker Heights | TX | 76548 |
| HEB-HARKER HEIGHTS BANKING CENTER-RC 121 | 601 Indian Trail | Harker Heights | TX | 76548 |
| MARKET HEIGHTS BANKING CENTER-RC 126 | 201 East Central Texas Expressway, #1600 | Harker Heights | TX | 76548 |
| SUPER WALMART-HASLET BANKING CENTER-RC 515 | 2401 Avondale Haslet RD | Haslet | TX | 76052 |
| HEREFORD BRANCH | 300 W 15th ST | Hereford | TX | 79045 |
| SUPER WALMART HILLSBORO BANKING CENTER RC 617 | 401 Coke Street | Hillsboro | TX | 76645 |
| SUPER WALMART-HORIZON CITY BANKING CENTER-RC 620 | 13900 Horizon Blvd | Horizon City | TX | 79928 |
| AIRLINE BRANCH | 4711 Airline DR | Houston | TX | 77022 |
| ALDINE MAIL BRANCH | 12403 Eastex Freeway | Houston | TX | 77039 |
| ANTOINE FOOD TOWN BRANCH | 5367 Antoine Drive | Houston | TX | 77091 |
| BELTWAY 8 KROGER | 14710 Woodforest Blvd | Houston | TX | 77015 |
| CYPRESS CREEK JOE V'S BANKING CENTER - RC 486 | 2929 Cypress Creek Pkwy | Houston | TX | 77073 |
| EASTON COMMONS KROGER | 8550 Highway 6 North | Houston | TX | 77095 |
| FCB FUQUA JOE VS HEB RC 321 | 6100 West Fuqua | Houston | TX | 77085 |
| FIESTA BELLAIRE - RC 438 | 6200 Bellaire | Houston | TX | 77081 |
| FIESTA MYKAWA BRANCH | 5600 Mykawa RD | Houston | TX | 77033 |
| FIRST CONVENIENCE BANK BRANCH | 10241 North Freeway | Houston | TX | 77037 |
| FM 1960 WEST KROGER | 360 FM 1960 West | Houston | TX | 77090 |
| FOOD TOWN SAM HOUSTON PARKWAY BRANCH | 2770 North Sam Houston Parkway West | Houston | TX | 77038 |
| HEB - BEARCREEK BANKING CENTER - RC 429 BRANCH | 4955 Hwy 6 N | Houston | TX | 77084 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
3
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.