HMDA records
1,564
2025
Public institution profile · Bank · Not a recommendation
First National Bank Texas
BankKilleen, TXActive
FDIC certificate 3285
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3285
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Not published — no verified match
- Official website
- https://www.1stnb.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Killeen, TX
- activity
- Published activity year 2025
- Listed branch locations
- 354
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 3 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
1,564reported records
1,212reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,212
2025
Denials
48
2025
Withdrawals
287
2025
Denial rate among decisioned applications
3.8%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,564 | 1,212 | 2 | 48 | 287 | 3.8% |
| 2024 | 1,210 | 945 | 1 | 60 | 189 | 6.0% |
| 2023 | 1,271 | 862 | 2 | 124 | 268 | 12.6% |
| 2022 | 2,290 | 1,009 | 7 | 962 | 285 | 48.6% |
| 2021 | 2,874 | 1,699 | 12 | 729 | 412 | 29.9% |
| 2020 | 2,803 | 1,903 | 4 | 491 | 391 | 20.5% |
| 2019 | 1,816 | 957 | 9 | 566 | 269 | 36.9% |
| 2018 | 1,860 | 957 | 13 | 590 | 266 | 37.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 490 |
| FHA | 664 |
| VA | 399 |
| RHS / FSA | 11 |
| Home purchase | 1,357 |
| Home improvement | 41 |
| Refinancing | 136 |
| Cash-out refinancing | 0 |
State reporting
24 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First National Bank Texas
- Display name
- First National Bank Texas
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 27, 1901
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Killeen, TX, 76541, United States
- Website
- https://www.1stnb.com
- FDIC certificate number
- 3285
- Federal Reserve
- 613950
- OCC charter number
- 5750
- Domestic location count
- 358
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3285
- Federal Reserve
- 613950
- 5493006KQF5UKZ3Y9N07
- Headquarters
- 901 East Central Texas Expressway, Killeen, TX, 76541, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
6
Showing 1 through 6 of 6 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1STNB CAPS LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST COMMUNITY INSURANCE SERVICES, LLC | Domestic Entity Other | Quinlan, TX |
| Direct relationship | FIRST NATIONAL REALTY II, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FIRST NATIONAL REALTY, LLC | Domestic Entity Other | Killeen, TX |
| Direct relationship | FNBT HQ, LLC | Domestic Entity Other | Killeen, TX |
| ROOT_INSTITUTION | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | National Bank | Killeen, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
354
Showing 101 through 150 of 354 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| KOSTORYZ BANKING CENTER - RC 625 | 4444 Kostoryz | Corpus Christi | TX | 78415 |
| SOUTH PORT BANKING CENTER - RC 624 | 3033 South Port Avenue | Corpus Christi | TX | 78405 |
| SUPER WALMART CORPUS CHRISTI SPID BANKING CENTER RC 635 | 1821 South Padre Island Drive | Corpus Christi | TX | 78416 |
| SUPER WALMART-FLOUR BLUFF BANKING CENTER - RC 551 BRANCH | 1250 Flour Bluff DR | Corpus Christi | TX | 78418 |
| SUPER WALMART-STAPLES BANKING CENTER-RC 546 | 4109 S. Staples St. | Corpus Christi | TX | 78411 |
| SUPER WALMART-CROSSROADS BANKING CENTER-RC 464 | 11700 U. S. Hwy 380 | Crossroads | TX | 76227 |
| SUPER WALMART-CROWLEY - RC 547 BRANCH | 1221 East FM 1187 | Crowley | TX | 76036 |
| ARAPAHO BRANCH | 15220 Montfort DR | Dallas | TX | 75248 |
| CASA VIEW BRANCH | 2275 Gus Thomasson Road | Dallas | TX | 75228 |
| CEDAR SPRINGS KROGER | 4142 Cedar Springs | Dallas | TX | 75219 |
| COCKRELL HILL BANKING CENTER - RC 676 | 1521 N Cockrell Hill RD | Dallas | TX | 75211 |
| EAST DALLAS WALMART BRANCH | 7401 Samuell Boulevard | Dallas | TX | 75228 |
| FCB BUCKNER JOE V'S RC 315 | 7700 Samuell Boulevard | Dallas | TX | 75227 |
| FCB WHEATLAND JOE V'S | 4101 West Wheatland Road | Dallas | TX | 75237 |
| FRANKFORD KROGER BRANCH | 3939 Frankford Road | Dallas | TX | 75287 |
| KROGER WYNNEWOOD BRANCH | 752 Wynnewood Village Shopping Center | Dallas | TX | 75224 |
| MEADOWKNOLL BRANCH | 9301 Forest Lane | Dallas | TX | 75243 |
| MIDWAY BANKING CENTER - RC 876 | 4122 Lbj Freeway | Dallas | TX | 75244 |
| NEIGHBORHOOD WALMART LEMMON AVENUE BANKING CENTER RC 890 | 2305 North Central Expressway | Dallas | TX | 75204 |
| RICHARDSON BANKING CENTER - RC 873 | 15757 North Coit Road, Suite 100 | Dallas | TX | 75248 |
| SKILLMAN BANKING CENTER | 6185 Retail Road, Suite 200 | Dallas | TX | 75231 |
| SUPER WALMART-LEDBETTER BANKING CENTER-RC 465 | 200 Short Blvd., Suite 130 | Dallas | TX | 75232 |
| DENTON BANKING CENTER-RC 821 | 1515 South Loop 288 | Denton | TX | 76205 |
| SUPER WALMART RAYZOR RANCH RC 648 BRANCH | 2750 West University Drive | Denton | TX | 76201-1628 |
| DESOTO BRANCH | 1001 North Beckley Road | Desoto | TX | 75115 |
| WESTMORELAND BANKING CENTER BRANCH | 951 West Beltline Road | Desoto | TX | 75115 |
| DONNA BANKING CENTER - RC 367 | 900 Salinas Blvd | Donna | TX | 78537 |
| DUMAS BRANCH | 2003 S Dumas Ave | Dumas | TX | 79029 |
| DUNCANVILLE BRANCH | 200 West Camp Wisdom Road | Duncanville | TX | 75116 |
| SUPER WALMART EDINBURG BANKING CENTER RC 622 | 2812 South Expressway 281 | Edinburg | TX | 78539 |
| EL CAMPO BRANCH | 3413 West Loop Street | El Campo | TX | 77437 |
| ALBERTSONS REDD ROAD BANKING CENTER-RC 841 | 5630 N Desert Blvd | El Paso | TX | 79912 |
| KLEINFELD WALMART BRANCH | 3000 Saul Kleinfeld DR | El Paso | TX | 79936 |
| MESA SUPER WALMART BRANCH | 7555 North Mesa Street | El Paso | TX | 79912 |
| NORTH RESLER BRANCH | 951 North Resler | El Paso | TX | 79912 |
| NORTH ZARAGOZA PRO'S RANCH MARKET BANKING CENTER | 703 North Zaragoza Road | El Paso | TX | 79907 |
| PRM - GATEWAY PRO'S RANCH - RC 699 BRANCH | 10501 Gateway Blvd Ste 600 | El Paso | TX | 79925 |
| SUPER WALMART AMERICAS BANKING CENTER RC 658 | 9441 Alameda Avenue | El Paso | TX | 79907 |
| SUPER WALMART CIELO VISTA BANKING CENTER RC 862 | 7101 Gateway Blvd W | El Paso | TX | 79925 |
| SUPER WALMART MONTANA RC 640 | 12236 Montana Avenue | El Paso | TX | 79938 |
| SUPER WALMART TRANSMOUNTAIN BANKING CENTER RC 659 | 4530 Woodrow Bean Transmountain Drive | El Paso | TX | 79924 |
| SUPER WALMART-DYER-RC 641 BRANCH | 5631 Dyer ST | El Paso | TX | 79904 |
| SWM - PASEO DEL NORTE BANKING CENTER - RC 483 BRANCH | 7831 Paseo Del Norte Blvd, Suite 801 A | El Paso | TX | 79912 |
| VISTA DEL SOL BRANCH | 1551 N Zaragoza RD | El Paso | TX | 79936 |
| YARBROUGH BANKING CENTER - RC 858 | 10727 Gateway Blvd W | El Paso | TX | 79935 |
| ZARAGOZA SUPER WALMART BRANCH | 1850 North Zaragoza Road | El Paso | TX | 79936 |
| SUPER WALMART ELGIN BANKING CENTER - RC 476 | 1320 West Highway 290 | Elgin | TX | 78621 |
| ELSA BANKING CENTER - RC 621 | 411 South Broadway Street | Elsa | TX | 78543 |
| EULESS KROGER | 1060 N Main | Euless | TX | 76039 |
| FLORESVILLE BANKING CENTER | 305 10th Street | Floresville | TX | 78114 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
3
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.