Total CFPB mortgage complaint records
211
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Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
211
Coverage start
December 1, 2012
Data through
August 20, 2026
| Year | Complaint records |
|---|---|
| 2015 | 10 |
| 2016 | 14 |
| 2017 | 17 |
| 2018 | 20 |
| 2019 | 16 |
| 2020 | 26 |
| 2021 | 15 |
| 2022 | 18 |
| 2023 | 18 |
| 2024 | 11 |
| 2025 | 29 |
| 2026 | 17 |
Trouble during payment process
None
53
Applying for a mortgage or refinancing an existing mortgage
None
32
Loan servicing, payments, escrow account
None
21
Closing on a mortgage
None
20
Struggling to pay mortgage
None
14
Trouble during payment process
Escrow, taxes, or insurance
10
Application, originator, mortgage broker
None
9
Trouble during payment process
Payment process
9
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
6
Applying for a mortgage or refinancing an existing mortgage
Trying to communicate with the company to fix an issue with the application process
5
Closing on a mortgage
Changes in loan terms during or after closing
3
Trouble during payment process
Private mortgage insurance (PMI)
3
Applying for a mortgage or refinancing an existing mortgage
Delays in the application process
2
Closing on a mortgage
Closing disclosure or other related disclosures
2
Closing on a mortgage
Delays with the closing process
2
Incorrect information on your report
Account status incorrect
2
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
2
Struggling to pay mortgage
Foreclosure
2
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
2
Trouble during payment process
Lien release
2
Applying for a mortgage or refinancing an existing mortgage
Confusing or misleading advertising or marketing
1
Applying for a mortgage or refinancing an existing mortgage
Fees or costs during the application process
1
Applying for a mortgage or refinancing an existing mortgage
Loan estimate or other related disclosures
1
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
1
Incorrect information on your report
Account information incorrect
1
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
1
Problem with fraud alerts or security freezes
None
1
Struggling to pay mortgage
An existing modification, forbearance plan, short sale, or other loss mitigation relief
1
Trouble during payment process
Fees charged
1
Trouble during payment process
Interest rate
1
Pennsylvania
53
Maryland
45
North Carolina
45
Virginia
20
Ohio
18
South Carolina
6
None
4
District of Columbia
3
New Jersey
3
Delaware
2
Illinois
2
New Hampshire
2
New York
2
Tennessee
2
California
1
Colorado
1
Florida
1
West Virginia
1
Closed with explanation
169
Closed with monetary relief
28
Closed with non-monetary relief
13
Closed
1
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
202
No
9
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. US Mortgage Index does not treat complaint allegations as independently verified facts.