Listed locations
6
Institution profile
First National Bank of Central Texas
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FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First National Bank of Central Texas
- Display name
- First National Bank of Central Texas
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- August 12, 1901
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Waco, TX, 76710, United States
- Website
- https://www.fnbct.bank
- FDIC certificate number
- 3325
- Federal Reserve RSSD ID
- 369659
- OCC charter number
- 5850
- Domestic location count
- 7
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3325
- Federal Reserve RSSD ID
- 369659
- Headquarters
- 1835 North Valley Mills Drive, Waco, TX, 76710-2662, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 6 of 6 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| COLLEGE STATION BRANCH | 4270 State Highway 6 South | College Station | TX | 77845 |
| GATESVILLE BRANCH | 2908 East Main Street | Gatesville | TX | 76528 |
| HILLSBORO BRANCH | 1298 Corsicana Highway | Hillsboro | TX | 76645 |
| MART BRANCH | 501 East Texas Avenue | Mart | TX | 76664 |
| CHINA SPRING BRANCH | 10332 China Spring Road | Waco | TX | 76708 |
| WOODWAY BRANCH | 7500 West Woodway Drive | Waco | TX | 76712 |
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BRIARAWAY, INC. | Domestic Entity Other | Waco, TX |
| ROOT_INSTITUTION | FIRST NATIONAL BANK OF CENTRAL TEXAS | National Bank | Waco, TX |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank