HMDA records
2,784
2025
Public institution profile · Bank · Not a recommendation
BankHonolulu, HIActive
FDIC certificate 17985
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
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HMDA
Reported records for the selected year. These figures are not a lender score.
2,784reported records
1,588reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
2,784
2025
Loan originations
1,588
2025
Denials
532
2025
Withdrawals
359
2025
Denial rate among decisioned applications
24.2%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,784 | 1,588 | 82 | 532 | 359 | 24.2% |
| 2024 | 2,271 | 1,256 | 67 | 537 | 282 | 28.9% |
| 2023 | 2,755 | 1,593 | 66 | 571 | 379 | 25.6% |
| 2022 | 4,933 | 3,206 | 169 | 719 | 545 | 17.6% |
| 2021 | 6,956 | 4,712 | 278 | 753 | 868 | 13.1% |
| 2020 | 5,760 | 4,001 | 183 | 674 | 754 | 13.9% |
| 2019 | 4,426 | 3,147 | 140 | 619 | 395 | 15.8% |
| 2018 | 4,201 | 2,846 | 130 | 623 | 439 | 17.3% |
| Category | HMDA records |
|---|---|
| Conventional | 2,776 |
| FHA | 0 |
| VA | 7 |
| RHS / FSA | 1 |
| Home purchase | 638 |
| Home improvement | 441 |
| Refinancing | 969 |
| Cash-out refinancing | 48 |
2 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2025 | Outstanding | FDIC | Large Bank Exam |
| October 1, 2022 | Outstanding | FDIC | Large Bank Exam |
| April 1, 2019 | Outstanding | FDIC | Large Bank Exam |
| November 1, 2016 | Outstanding | FDIC | Large Bank Exam |
| November 1, 2013 | Outstanding | FDIC | Large Bank Exam |
| May 1, 2010 | Outstanding | FDIC | Large Bank Exam |
| February 1, 2007 | Outstanding | FDIC | Large Bank Exam |
| January 1, 2004 | Outstanding | FDIC | Large Bank Exam |
| January 1, 2001 | Outstanding | FDIC | Large Bank Exam |
| July 1, 1998 | Outstanding | FDIC | Large Bank Exam |
| July 1, 1995 | Outstanding | FDIC | Not Reported |
| March 1, 1993 | Satisfactory | FDIC | Not Reported |
FFIEC NIC hierarchy rows
26
Showing 1 through 25 of 26 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
48
Showing 1 through 48 of 48 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| DEDEDO BRANCH | 562 Harmon Loop Road Ste 146 | Dededo | GU | 96929 |
| MAITE BRANCH | 400 Route 8 Ste 101 | Maite | GU | 96910 |
| TAMUNING BRANCH | 645 Route 1 South Marine Corps Drive | Tamuning | GU | 96913 |
| PEARLRIDGE BRANCH | 98-1071 Moanalua Road | Aiea | HI | 96701 |
| EWA BEACH BRANCH | 91-1401 Fort Weaver Road, Suite D-101 | Ewa Beach | HI | 96706 |
| HALEIWA BRANCH | 66-135 Kamehameha Highway | Haleiwa | HI | 96712 |
| HILO BRANCH | 1205 Kilauea Avenue | Hilo | HI | 96720 |
| WAIAKEA BRANCH | 111 East Puainako Street, Building F | Hilo | HI | 96720 |
| AINA HAINA BRANCH | 820 West Hind Drive, Suite 129 | Honolulu | HI | 96821 |
| HAWAII KAI BRANCH | 7110 Kalanianaole Highway | Honolulu | HI | 96825 |
| KAHALA BRANCH | 1348 Hunakai Street | Honolulu | HI | 96816 |
| KAIMUKI BRANCH | 3599 Waialae Avenue | Honolulu | HI | 96816 |
| KALIHI BRANCH | 2250 North King Street | Honolulu | HI | 96819 |
| KAPAHULU BRANCH | 433 Kapahulu Avenue | Honolulu | HI | 96815 |
| KAPIOLANI BANKING REGION | 1580 Kapiolani Boulevard | Honolulu | HI | 96814 |
| LILIHA BRANCH | 1425 Liliha Street | Honolulu | HI | 96817 |
| MAKIKI BRANCH | 1111 South Beretania Street | Honolulu | HI | 96814 |
| MANOA BRANCH | 2733 East Manoa Road | Honolulu | HI | 96822 |
| MOANALUA BRANCH | 1000 Mapunapuna Street | Honolulu | HI | 96819 |
| UNIVERSITY BRANCH | 2411 South King Street | Honolulu | HI | 96826 |
| WAIKIKI BRANCH | 2181 Kalakaua Avenue, Apt. C | Honolulu | HI | 96815 |
| KAHUKU BRANCH | 56-565 Kamehameha Highway | Kahuku | HI | 96731 |
| KAHULUI BRANCH | 20 West Kaahumanu Avenue | Kahului | HI | 96732 |
| KAILUA BRANCH | 705 Kailua Road | Kailua | HI | 96734 |
| KONA BRANCH | 74-5593 Palani Road | Kailua Kona | HI | 96740 |
| KAMUELA BRANCH | 67-1189 Mamalahoa Highway | Kamuela | HI | 96743 |
| KANEOHE BAY BRANCH | 46-047 Kamehameha Highway, Unit 11 | Kaneohe | HI | 96744 |
| KANEOHE BRANCH | 45-480 Kaneohe Bay Drive, Bldg. H | Kaneohe | HI | 96744 |
| KAPAA BRANCH | 4-1366 Kuhio Highway | Kapaa | HI | 96746 |
| KAPOLEI BRANCH | 590 Farrington Highway | Kapolei | HI | 96707 |
| KEALAKEKUA BRANCH | 81-6626 Mamalahoa Highway | Kealakekua | HI | 96750 |
| KIHEI BRANCH | 41 East Lipoa Street, Suite 28 | Kihei | HI | 96753 |
| KOLOA BRANCH | 3506 Waikomo Road | Koloa | HI | 96756 |
| KAHANA BRANCH | 4405 Honoapiilani Highway, Suite 205 | Lahaina | HI | 96761 |
| LAHAINA BRANCH | 1221 Honoapiilani Highway Space No. A-3 | Lahaina | HI | 96761 |
| LIHUE BRANCH | 4454 Nuhou Street, Suite 1000 | Lihue | HI | 96766 |
| MILILANI BRANCH | 95-390 Kuahelani Avenue, Suite 4A | Mililani | HI | 96789 |
| PAHOA BRANCH | 15-2898 Pahoa Village Road | Pahoa | HI | 96778 |
| PEARL CITY BRANCH | 890 Kamehameha Highway | Pearl City | HI | 96782 |
| PRINCEVILLE BRANCH | 5-4280 Kuhio Highway | Princeville | HI | 96722 |
| PUKALANI BRANCH | 67 Makawao Avenue | Pukalani | HI | 96768 |
| WAHIAWA BRANCH | 730 California Avenue | Wahiawa | HI | 96786 |
| WAIANAE BRANCH | 86-020 Farrington Highway | Waianae | HI | 96792 |
| WAIKOLOA BRANCH | 68-1845 Waikoloa Road | Waikoloa | HI | 96738 |
| WAILUKU BRANCH | 27 Market Street | Wailuku | HI | 96793 |
| WAIMEA BRANCH | 4525 Panako Road | Waimea | HI | 96796 |
| WAIPAHU BRANCH | 94-205 Leoku Street | Waipahu | HI | 96797 |
| SAIPAN OLEAI BRANCH | Oleai Center, Beach Road Chalan Laulau | Saipan | MP | 96950 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
9
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 1, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST HAWAIIAN INSURANCE, INC. |
| May 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | FH CENTER, INC. |
| March 8, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | FHB PROPERTIES, INC. |
| April 14, 2000 | Sale of Assets | STANDARD FINANCIAL CORP. |
| June 20, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST HAWAIIAN CREDITCORP, INC. |
| April 19, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | PIONEER FEDERAL SAVINGS BANK |
| October 3, 1992 | Failure - Government Assistance Provided | EASTWEST BANK, NATIONAL ASSOCIATION |
| February 15, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 26, 1966 | Charter Discontinued (Merger or Purchase & Assumption) | COOKE TRUST COMPANY |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.