HMDA records
5,186
2025
Public institution profile · Bank · Not a recommendation
First Financial Bank
BankAbilene, TXActive
FDIC certificate 3066
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3066
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 470050
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.ffin.com/
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Abilene, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 79
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam June 3, 2024
- Institution history
- 17 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Abilene, TX
- activity
- Published activity year 2025
- Listed branch locations
- 79
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam June 3, 2024
- Institution history
- 17 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
5,186reported records
3,784reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,784
2025
Denials
550
2025
Withdrawals
737
2025
Denial rate among decisioned applications
12.6%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 5,186 | 3,784 | 38 | 550 | 737 | 12.6% |
| 2024 | 5,305 | 3,975 | 48 | 577 | 656 | 12.5% |
| 2023 | 5,146 | 3,808 | 82 | 591 | 622 | 13.2% |
| 2022 | 5,631 | 4,434 | 208 | 403 | 543 | 8.0% |
| 2021 | 7,250 | 6,133 | 98 | 302 | 671 | 4.6% |
| 2020 | 7,768 | 6,408 | 119 | 387 | 816 | 5.6% |
| 2019 | 5,075 | 3,941 | 135 | 368 | 593 | 8.3% |
| 2018 | 4,871 | 3,702 | 151 | 400 | 589 | 9.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 4,629 |
| FHA | 322 |
| VA | 226 |
| RHS / FSA | 9 |
| Home purchase | 3,168 |
| Home improvement | 830 |
| Refinancing | 346 |
| Cash-out refinancing | 463 |
State reporting
20 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Financial Bank
- Display name
- First Financial Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1889
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Abilene, TX, 79601, United States
- Website
- https://www.ffin.com/
- FDIC certificate number
- 3066
- Federal Reserve
- 470050
- Domestic location count
- 83
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3066
- Federal Reserve
- 470050
- 549300IVURCTJ6QVMD67
- Headquarters
- 400 Pine Street, Abilene, TX, 79601, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- June 3, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| June 3, 2024 | Outstanding | Federal Reserve | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
4
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FFB INVESTMENT PARIS FUND, LLC | Domestic Entity Other | Abilene, TX |
| Direct relationship | FFB PORTFOLIO MANAGEMENT INC. | Domestic Entity Other | Abilene, TX |
| Direct relationship | FIRST TECHNOLOGY SERVICES, INC. | Data Processing Servicer | Abilene, TX |
| ROOT_INSTITUTION | FIRST FINANCIAL BANK | State Member Bank | Abilene, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
79
Showing 1 through 50 of 79 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ANTILLEY ROAD BRANCH | 1801 Antilley Road | Abilene | TX | 79606 |
| BUFFALO GAP ROAD MOTOR BRANCH | 4316 Buffalo Gap Road | Abilene | TX | 79606 |
| BUFFALO GAP SOUTH BRANCH | 5257 Buffalo Gap Road | Abilene | TX | 79606 |
| DETACHED DRIVE-IN FACILITY | 547 Pine Street | Abilene | TX | 79601 |
| ELY BRANCH | 1010 N Judge Ely Blvd | Abilene | TX | 79601 |
| H.E.B. BRANCH | 1345 Barrow Street | Abilene | TX | 79605 |
| RIVER OAKS BRANCH | 3300 South 14th Street | Abilene | TX | 79605 |
| UNITED BRANCH | 920 North Willis Street | Abilene | TX | 79603 |
| WAL MART NORTH BRANCH | 1650 State Highway 351 | Abilene | TX | 79601 |
| WAL-MART BRANCH | 4350 Southwest Drive | Abilene | TX | 79606 |
| ALBANY BRANCH | 232 North Main | Albany | TX | 76430 |
| ALEDO BRANCH | 505 FM RD 1187 | Aledo | TX | 76008 |
| ALVARADO BRANCH | 201 East Highway 67 | Alvarado | TX | 76009 |
| BEAUMONT BRANCH | 3515 Dowlen Road | Beaumont | TX | 77706 |
| BOYD BRANCH | 609 Rock Island Ave | Boyd | TX | 76023 |
| BRIDGEPORT BRANCH | 909 Stevens ST | Bridgeport | TX | 76426 |
| BROCK BRANCH | 1100 FM 1189 | Brock | TX | 76066 |
| HIGHWAY 21 EAST BRANCH | 1622 North Earl Freeway | Bryan | TX | 77808 |
| TEXAS AVENUE @ VILLA MARIA BANKING CENTER BRANCH | 2900 South Texas Avenue | Bryan | TX | 77802-5327 |
| BURLESON BRANCH | 1900 Southwest Wilshire Blvd | Burleson | TX | 76028 |
| CISCO BRANCH | 2006 Conrad Hilton Boulevard | Cisco | TX | 76437 |
| CLEBURNE BRANCH | 403 North Main Street | Cleburne | TX | 76033 |
| RIDGEWAY BRANCH | 200 N Ridgeway DR | Cleburne | TX | 76033 |
| CLYDE BRANCH | 718 Elm Street | Clyde | TX | 79510 |
| HARVEY MITCHELL | 2445 Harvey Mitchell Parkway South | College Station | TX | 77845 |
| SOUTH TEXAS - COLLEGE STATION BRANCH | 2305 South Texas Avenue | College Station | TX | 77840 |
| TOWER POINT BRANCH | 4450 State Highway 6 South | College Station | TX | 77845 |
| CONROE MAIN BRANCH | 1800 West White Oak Terrace | Conroe | TX | 77304 |
| CUT AND SHOOT BANKING CENTER | 11399 Highway 105 East | Conroe | TX | 77301 |
| WESTVIEW BANKING CENTER | 2201 Westview @ Loop 336 | Conroe | TX | 77304 |
| DECATUR BRANCH | 608 West Hale Avenue | Decatur | TX | 76234 |
| EASTLAND BRANCH | 201 E Main ST | Eastland | TX | 76448 |
| EL CAMPO BRANCH | 401 N. Mechanic | El Campo | TX | 77437-0150 |
| FORT WORTH BRANCH | 1000 Forest Park Blvd | Fort Worth | TX | 76110 |
| FRANKLIN BRANCH | 100 West Dechard Street Suite C | Franklin | TX | 77806 |
| FULSHEAR BRANCH | 29818 FM 1093 Road | Fulshear | TX | 77441-3918 |
| GLEN ROSE BRANCH | 400 N E Big Bend Trail | Glen Rose | TX | 76043 |
| ACTON BRANCH | 2915 Fall Creek Highway | Granbury | TX | 76049 |
| GRANBURY NORTH BRANCH | 2007 E Hwy 377 | Granbury | TX | 76049 |
| GRANBURY SOUTH BRANCH | 1600 S Morgan ST | Granbury | TX | 76048 |
| GRAPEVINE BRANCH | 1015 West Northwest Highway | Grapevine | TX | 76051 |
| HEREFORD BRANCH | 212 East Third Street | Hereford | TX | 79045 |
| KINGWOOD BRANCH | 24080 US Highway 59 North Suite 100 | Houston | TX | 77339 |
| HUNTSVILLE BRANCH | 2506 Pine Shadows | Huntsville | TX | 77320 |
| KELLER BRANCH | 1491 Keller Pkwy | Keller | TX | 76248 |
| LUMBERTON BRANCH | 119 North Lhs Drive | Lumberton | TX | 77657 |
| FM 1488 BANKING CENTER | 5424 FM 1488 Road | Magnolia | TX | 77354 |
| MAURICEVILLE BRANCH | 11853 Highway 12 | Mauriceville | TX | 77632 |
| MERKEL BRANCH | 301 Edwards | Merkel | TX | 79536 |
| MIDLOTHIAN BRANCH | 1490 E Main ST | Midlothian | TX | 76065 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
17
Showing 1 through 17 of 17 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 2, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.