Listed locations
25
Institution profile
First Federal Bank (Lake City, FL)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Federal Bank
- Display name
- First Federal Bank (Lake City, FL)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1961
- Charter class
- Federal savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Lake City, FL, 32055, United States
- Website
- https://www.ffbf.com
- FDIC certificate number
- 31313
- Federal Reserve RSSD ID
- 384278
- OCC charter number
- 706707
- Domestic location count
- 30
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- Covered Savings Institution
- Primary activity
- NAICS 52211
- FDIC certificate
- 31313
- Federal Reserve RSSD ID
- 384278
- LEI
- Q708HHR4LD2B7XIZNO92
- Headquarters
- 4705 West U.s. Highway 90, Lake City, FL, 32055, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 25 of 25 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BONIFAY BRANCH | 300 North Waukesha Street | Bonifay | FL | 32425 |
| CHIPLEY OFFICE | 1012 Main Street | Chipley | FL | 32428 |
| 14TH STREET BRANCH | 1891 South 14th Street | Fernandina Beach | FL | 32034 |
| GAINESVILLE BRANCH | 4200 SW 34th Street, #A | Gainesville | FL | 32608 |
| OAK HAMMOCK BRANCH | 5100 SW 25th Blvd | Gainesville | FL | 32608 |
| GRACEVILLE BRANCH | 962 8th Avenue | Graceville | FL | 32440 |
| TOUCHTON ROAD BRANCH | 9700 Touchton Road | Jacksonville | FL | 32246 |
| JASPER BRANCH | 507 Hatley Street SW | Jasper | FL | 32052 |
| LAKE CITY BRANCH | 2571 West US Highway 90 | Lake City | FL | 32055 |
| MAIN BOULEVARD BRANCH | 707 SW Main Boulevard | Lake City | FL | 32025 |
| DOWLING PARK BRANCH | 11035 CR 136 | Live Oak | FL | 32060 |
| LIVE OAK BRANCH | 804 Ohio Avenue South | Live Oak | FL | 32064 |
| NORTH OHIO BRANCH | 1102 North Ohio Avenue | Live Oak | FL | 32064 |
| MACCLENNY BRANCH | 784 South 6th Street | Macclenny | FL | 32063 |
| EAST MARIANNA BRANCH | 4701 US Highway 90 W | Marianna | FL | 32446 |
| MARIANNA WEST OFFICE | 4215 Lafayette Street | Marianna | FL | 32446 |
| MAYO BRANCH | 187 North Fletcher Avenue | Mayo | FL | 32066 |
| OCALA MAIN OFFICE | 910 SW 1st Avenue | Ocala | FL | 34471 |
| ON TOP OF THE WORLD BRANCH | 8399 SW 80th Street, Suite 4 | Ocala | FL | 34481 |
| WEST HIGHWAY 40 BRANCH | 5860 West Highway 40 | Ocala | FL | 34482 |
| PANAMA CITY BRANCH | 700 West 23rd Street, Suite 110 | Panama City | FL | 32405 |
| STARKE | 841 S Walnut Street | Starke | FL | 32091-4401 |
| WILDLIGHT | 40 Floco Ave | Yulee | FL | 32097 |
| YULEE BRANCH | 463845 State Road 200 | Yulee | FL | 32097 |
| LADY'S ISLAND BRANCH | 36 Sea Island Parkway | Ladys Island | SC | 29907 |
Institutional history
5 FFIEC NIC history events
Showing 1 through 5 of 5 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 3, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 2013 | Failure - Government Assistance Provided | BANK OF JACKSON COUNTY |
| April 20, 2013 | Failure - Government Assistance Provided | CHIPOLA COMMUNITY BANK |
| May 8, 2010 | Failure - Government Assistance Provided | BANK OF BONIFAY, THE |
| October 24, 2009 | Failure - Government Assistance Provided | FLAGSHIP NATIONAL BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST FEDERAL BANK | Covered Savings Institution | Lake City, FL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured federal savings bank