HMDA records
1,632
2025
Public institution profile · Bank · Not a recommendation
BankConverse, INActive
FDIC certificate 12839
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
1,632reported records
906reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
1,632
2025
Loan originations
906
2025
Denials
228
2025
Withdrawals
31
2025
Denial rate among decisioned applications
17.6%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,632 | 906 | 165 | 228 | 31 | 17.6% |
| 2024 | 1,362 | 805 | 137 | 198 | 21 | 17.4% |
| 2023 | 1,271 | 769 | 151 | 218 | 24 | 19.2% |
| 2022 | 1,620 | 900 | 208 | 228 | 22 | 17.1% |
| 2021 | 2,575 | 1,536 | 265 | 308 | 37 | 14.6% |
| 2020 | 2,030 | 1,190 | 211 | 164 | 45 | 10.5% |
| 2019 | 1,098 | 560 | 124 | 80 | 18 | 10.5% |
| 2018 | 1,221 | 580 | 115 | 112 | 19 | 13.9% |
| Category | HMDA records |
|---|---|
| Conventional | 1,632 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 790 |
| Home improvement | 246 |
| Refinancing | 77 |
| Cash-out refinancing | 236 |
12 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 20, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 25, 2017 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 3, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| February 27, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| February 22, 2010 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 26, 2007 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 7, 2005 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 5, 2001 | Satisfactory | Federal Reserve | Small Bank |
| January 13, 1997 | Satisfactory | Federal Reserve | Small Bank |
| August 1, 1993 | Satisfactory | FDIC | Not Reported |
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CREA SPICEWOOD II, LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | MARK TULLY INVESTMENTS II, INC. | Domestic Entity Other | Las Vegas, NV |
| ROOT_INSTITUTION | FIRST FARMERS BANK & TRUST CO. | State Member Bank | Converse, IN |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
38
Showing 1 through 38 of 38 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CHRISMAN BRANCH | 147 West Monroe Avenue | Chrisman | IL | 61924 |
| HOOPESTON BRANCH | 905 South Dixie Highway | Hoopeston | IL | 60942 |
| OAKLAND BRANCH | 12 West Main Street | Oakland | IL | 61943 |
| OAKWOOD BRANCH | 106 South Oakwood Street | Oakwood | IL | 61858 |
| EAST BRANCH | 8964 North Terre Haute Road | Paris | IL | 61944 |
| BRAZIL - W. NATIONAL AVE BRANCH | 103 West National Avenue | Brazil | IN | 47834 |
| BRAZIL (DRIVE UP) - N. FRANKLIN ST UP | 21 North Franklin Street | Brazil | IN | 47834 |
| CARMEL | 175 South Rangeline Road | Carmel | IN | 46032 |
| CICERO | 1100 South Peru Street | Cicero | IN | 46034 |
| CLAY CITY BRANCH | 801 Main Street | Clay City | IN | 47841 |
| 101 MAIN STREET OFFICE | 101 Main Street | Culver | IN | 46511 |
| 10077 NORTH STATE ROAD 37 OFFICE | 10077 North State Road 37 | Elwood | IN | 46036 |
| FAIRMOUNT BRANCH | 102 South Main Street | Fairmount | IN | 46928 |
| FLORA BRANCH | 709 East Columbia Street | Flora | IN | 46929 |
| 112 SOUTH CALIFORNIA STREET OFFICE | 112 South California Street | Galveston | IN | 46932 |
| 603 WEST MAIN STREET OFFICE | 603 West Main Street | Greentown | IN | 46936-1044 |
| HUNTINGTON BRANCH | 244 Hauenstein Road | Huntington | IN | 46750 |
| 1402 SOUTH HEATON STREET OFFICE | 1402 South Heaton Street | Knox | IN | 46534 |
| 2041 NORTH REED ROAD OFFICE | 2041 North Reed Road | Kokomo | IN | 46901 |
| 410 FLINT WAY DRIVE OFFICE | 410 Flint Way Drive | Kokomo | IN | 46902 |
| 501 WEST LINCOLN ROAD BRANCH | 501 West Lincoln Road | Kokomo | IN | 46902 |
| KOKOMO SQUARE BRANCH | 101 West Sycamore Street | Kokomo | IN | 46901 |
| LAFAYETTE CENTRAL BRANCH | 3510 State Road 38 East | Lafayette | IN | 47905 |
| LAFAYETTE DOWNTOWN | 639 Main Street | Lafayette | IN | 47901 |
| LEBANON | 1511 West South Street | Lebanon | IN | 46052 |
| 3910 EAST MARKET STREET OFFICE | 3910 East Market Street | Logansport | IN | 46947 |
| MARION - W. KEM RD BRANCH | 1710 West Kem Road | Marion | IN | 46952 |
| NORTH JUDSON BRANCH | 302 Keller Avenue | North Judson | IN | 46366 |
| 120 SOUTH BROADWAY OFFICE | 120 South Broadway | Peru | IN | 46970 |
| PERU NORTH | 858 North Broadway | Peru | IN | 46970 |
| RUSSIAVILLE BRANCH | 160 West Main Street | Russiaville | IN | 46979 |
| 2400 WEST STATE ROAD 38 OFFICE | 2400 West State Road 38 | Sheridan | IN | 46069 |
| SULLIVAN - S. COURT ST BRANCH | 32 South Court Street | Sullivan | IN | 47882 |
| SULLIVAN (DRIVE UP) - W. JACKSON BRANCH | 122 West Jackson | Sullivan | IN | 47882 |
| TERRE HAUTE - S. US 41 BRANCH | 3497 South US Highway 41 | Terre Haute | IN | 47802 |
| TERRE HAUTE EAST BRANCH | 2359 South State Road 46 | Terre Haute | IN | 47803 |
| 825 EAST JEFFERSON OFFICE | 825 East Jefferson | Tipton | IN | 46072 |
| 1004 NORTH CASS STREET OFFICE | 1004 North Cass Street | Wabash | IN | 46992 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
9
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 26, 2013 | Sale of Assets | BANK OF INDIANA, NATIONAL ASSOCIATION |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 5, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1975 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.