Listed locations
10
Institution profile
First Community Bank of the Heartland, Inc.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Community Bank of the Heartland, Inc.
- Display name
- First Community Bank of the Heartland, Inc.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 10, 1934
- Established date
- January 1, 1934
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Clinton, KY, 42031, United States
- Website
- https://www.fcbheartland.com
- FDIC certificate number
- 14735
- Federal Reserve RSSD ID
- 837149
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 14735
- Federal Reserve RSSD ID
- 837149
- Headquarters
- 114 East Jackson Street, Clinton, KY, 42031, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 10 of 10 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FANCY FARM BRANCH | 10308 State Route 80 West | Fancy Farm | KY | 42039 |
| KEVIL BRANCH | 952 Kentucky Avenue | Kevil | KY | 42053 |
| LACENTER BANKING CENTER BRANCH | 414 West Kentucky Drive | La Center | KY | 42056 |
| WICKLIFFE BRANCH | 359 Court Street | Wickliffe | KY | 42087 |
| FCB DRESDEN BANKING CENTER BRANCH | 8610 Highway 22 | Dresden | TN | 38225 |
| FCB DYERSBURG BANKING CENTER BRANCH | 602 Hwy 51 Bypass | Dyersburg | TN | 38024 |
| FCB DYERSBURG MALL AVE BANKING CENTER | 140 Mall Blvd | Dyersburg | TN | 38024 |
| FCB MARTIN BANKING CENTER BRANCH | 5475 Skyhawk Parkway | Martin | TN | 38237 |
| FCB MARTIN DOWNTOWN BANKING CENTER BRANCH | 111 Oxford ST | Martin | TN | 38237 |
| FCB SOUTH FULTON BANKING CENTER | 605 S Broadway | South Fulton | TN | 38237 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2023 | Satisfactory | FDIC | Small Bank |
| March 1, 2017 | Satisfactory | FDIC | Small Bank |
| June 1, 2011 | Satisfactory | FDIC | Small Bank |
| May 1, 2005 | Outstanding | FDIC | Small Bank |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 6, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CLINTON INVESTMENTS, LLC | Domestic Entity Other | Clinton, KY |
| ROOT_INSTITUTION | FIRST COMMUNITY BANK OF THE HEARTLAND, INC. | State Member Bank | Clinton, KY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank