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Institution profile

First Community Bank of Central Alabama

Bank · Active · Headquarters: Wetumpka, AL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
First Community Bank of Central Alabama
Display name
First Community Bank of Central Alabama
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 28, 2001
Established date
August 28, 2001
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Wetumpka, AL, 36092, United States
FDIC certificate number
57124
Federal Reserve RSSD ID
3034257
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
57124
Federal Reserve RSSD ID
3034257
Headquarters
715 Wilson Street, Wetumpka, AL, 36092, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

Scroll sideways to see every branch column.

Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
KOWALIGA ROAD BRANCH1875 Kowaliga RoadEclecticAL36024
MILLBROOK OFFICE3300 Highway 14MillbrookAL36054
FIRST COMMUNITY BANK OF CENTRAL AL-PINE LEVEL BRANCH710 Commercial ParkwayPrattvilleAL36066
PRATTVILLE OFFICE1761 East Main StreetPrattvilleAL36066
WEST PRATTVILLE BRANCH211 Highway 82 Bypass WestPrattvilleAL36067
SOUTH TALLASSEE28 Neptune RoadTallasseeAL36078
TALLASSEE BRANCH526 Gilmer AvenueTallasseeAL36078
HOLTVILLE BRANCH9788 Holtville RoadWetumpkaAL36092

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
March 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
March 1, 2024SatisfactoryFDICIntermediate Small Bank
February 1, 2021SatisfactoryFDICIntermediate Small Bank
January 1, 2018SatisfactoryFDICIntermediate Small Bank
September 1, 2014SatisfactoryFDICSmall Bank
August 1, 2008OutstandingFDICSmall Bank
August 26, 2002OutstandingFederal ReserveSmall Bank

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONFIRST COMMUNITY BANK OF CENTRAL ALABAMANon-member BankWetumpka, AL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank