Listed locations
6
Institution profile
First Citizens Bank (Mason City, IA)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Citizens Bank
- Display name
- First Citizens Bank (Mason City, IA)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 9, 1892
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Mason City, IA, 50401, United States
- Website
- https://www.myfcb.bank
- FDIC certificate number
- 4433
- Federal Reserve RSSD ID
- 186744
- Domestic location count
- 8
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 4433
- Federal Reserve RSSD ID
- 186744
- LEI
- 549300VGKMMSJEW8TW22
- Headquarters
- 2601 4th Street South West, Mason City, IA, 50401, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 6 of 6 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 300 MAIN BRANCH | 300 North Main Street | Charles City | IA | 50616 |
| 315 CENTRAL AVENUE EAST OFFICE | 315 Central Avenue East | Clarion | IA | 50525 |
| MASON CITY BRANCH | 33 East State Street | Mason City | IA | 50401 |
| NEW HAMPTON BRANCH | 124 West Main Street | New Hampton | IA | 50659 |
| 501 MAIN STREET OFFICE | 501 Main Street | Osage | IA | 50461 |
| MORA BRANCH | 730 Forest Avenue East | Mora | MN | 55051 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 26, 2026
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 26, 2026 | Satisfactory | Federal Reserve | Large Bank Exam |
| November 13, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 23, 2021 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 22, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| May 23, 2016 | Satisfactory | Federal Reserve | Intermediate Small Bank |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST CITIZENS TRUST COMPANY, NA |
| December 5, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 5, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 5, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 9, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | COMMERCIAL TRUST AND SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST CITIZENS BANK | State Member Bank | Mason City, IA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank