Institution profile
FIRST CHOICE FINANCIAL
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 21012
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 355 Hales Mills Rd Ext
- City
- Gloversville
- State
- NY
- ZIP
- 12078-5703
- County
- Fulton
- Country
- United States
- Phone
- 5187253191
- Hours
- Lobby Hours: Monday - Friday 9:00am - 5:00pm; Saturday 9:00am - 12:00pm (EST) Drive Up Window: Monday - Thursday 8:30am - 5:00p Friday - 8:30 - 6:00pm
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 13,355
- Total assets
- $180,780,411
- Total loans — all reported loan categories
- $89,401,071
- Shares and deposits
- $159,273,109
- Return on average assets
- 0.68%
- Net worth ratio
- 12.87%
- Loan-to-share ratio
- 56.13%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 0.07%
- Loans four-quarter growth
- 1.31%
- Assets four-quarter growth
- -3.71%
- Members four-quarter growth
- 0.38%
- Net-worth four-quarter growth
- 9.97%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union