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Institution profile

First Central Savings Bank

Bank · Active · Headquarters: Glen Cove, NY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
First Central Savings Bank
Display name
First Central Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
April 5, 1999
Established date
April 5, 1999
Charter class
State-chartered stock savings bank
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Glen Cove, NY, 11542, United States
FDIC certificate number
34969
Federal Reserve RSSD ID
2797359
Domestic location count
10
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
State Savings Bank
Primary activity
NAICS 52211
FDIC certificate
34969
Federal Reserve RSSD ID
2797359
Headquarters
70 Glen Street, Glen Cove, NY, 11542, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

9

Showing 1 through 9 of 9 listed locations

Scroll sideways to see every branch column.

Showing 1 through 9 of 9 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ASTORIA BRANCH35-01 30th AvenueAstoriaNY11103
DITMARS BRANCH37-28 Ditmars BlvdAstoriaNY11105
BAYSIDE BRANCH42-12 Bell BoulevardBaysideNY11361
FLUSHING BRANCH72-76 Main StreetFlushingNY11367
FOREST HILL BRANCH71-66 Austin StreetForest HillsNY11375
HUNTINGTON BRANCH346 New York AvenueHuntingtonNY11743
LYNBROOK BRANCH303 Merrick RoadLynbrookNY11563
RIDGEWOOD BRANCH58-02 Myrtle AvenueRidgewoodNY11385
WHITESTONE BRANCH19-19 Francis Lewis BlvdWhitestoneNY11357

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
November 1, 2025
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
November 1, 2025SatisfactoryFDICIntermediate Small Bank
November 1, 2022SatisfactoryFDICIntermediate Small Bank
November 1, 2019SatisfactoryFDICIntermediate Small Bank
November 1, 2016SatisfactoryFDICIntermediate Small Bank
August 1, 2014SatisfactoryFDICIntermediate Small Bank
February 1, 2013Needs to ImproveFDICIntermediate Small Bank
September 1, 2011Needs to ImproveFDICIntermediate Small Bank
January 1, 2010Needs to ImproveFDICIntermediate Small Bank
May 1, 2006SatisfactoryFDICSmall Bank
September 1, 2001SatisfactoryFDICSmall Bank

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONFIRST CENTRAL SAVINGS BANKState Savings BankGlen Cove, NY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered stock savings bank