Institution profile

First Capital Bank (Charleston, SC)

Bank · Active · Headquarters: Charleston, SC

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: First Capital Bank
Display name: First Capital Bank (Charleston, SC)
Institution status: Active
FDIC insured: Yes
FDIC insured since: September 27, 1999
Established date: September 27, 1999
Charter class: State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Reserve Board
Headquarters: Charleston, SC, 29401, United States
Website: https://www.bankwithfirstcapitalbank.com
FDIC certificate number: 34966
Federal Reserve RSSD ID: 2849463
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FRS
Institution type: State Member Bank
Primary activity: NAICS 52211
FDIC certificate: 34966
Federal Reserve RSSD ID: 2849463
LEI: 254900LDLCTUL5TXVH85
Headquarters: 304 Meeting Street, Charleston, SC, 29401, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 3 of 3 listed locations

StateCity or branch

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Showing 1 through 3 of 3 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
PINEHURST BRANCH	5 Village Green Rd. West	Pinehurst	NC	28374
N. HWY 17 MT. PLEASANT BRANCH	2191 N. Hwy 17	Mount Pleasant	SC	29466
DOWNTOWN SUMMERVILLE BRANCH	227 S Cedar Street- Suite A	Summerville	SC	29483

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: May 19, 2025
Regulator: Federal Reserve
Examination method: Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
May 19, 2025	Satisfactory	Federal Reserve	Intermediate Small Bank
January 1, 2022	Satisfactory	FDIC	Small Bank
May 1, 2016	Satisfactory	FDIC	Small Bank

Read the methodology

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	FIRST CAPITAL BANK	State Member Bank	Charleston, SC

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered member bank