Listed locations
6
Institution profile
First Bank of Berne
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Bank of Berne
- Display name
- First Bank of Berne
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- October 21, 1891
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Berne, IN, 46711, United States
- FDIC certificate number
- 9288
- Federal Reserve RSSD ID
- 312244
- Domestic location count
- 7
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9288
- Federal Reserve RSSD ID
- 312244
- LEI
- 549300H3YPB6EJ1RV917
- Headquarters
- 222 Heritage Trail, Berne, IN, 46711, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 6 of 6 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 1105 NORTH U.S. HIGHWAY 27 OFFICE | 1105 North U.s. Highway 27 | Berne | IN | 46711 |
| 404 NORTH MAIN STREET OFFICE | 404 North Main Street | Bluffton | IN | 46714 |
| 1111 SOUTH 13TH STREET OFFICE | 1111 South 13th Street | Decatur | IN | 46733 |
| 915 WEST MAIN STREET OFFICE | 915 West Main Street | Peru | IN | 46970 |
| 185 INDUSTRIAL DRIVE OFFICE | 185 Industrial Drive | Portland | IN | 47371-1129 |
| VAN WERT BRANCH | 102 Christopher Crossing | Van Wert | OH | 45891 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 3, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 3, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| January 31, 2022 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| January 7, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| September 28, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 6, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 21, 2010 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 16, 2008 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 3, 2006 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| March 22, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 19, 2001 | Outstanding | Federal Reserve | Small Bank |
| March 3, 1997 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | ADAMS COUNTY CREDIT UNION |
| February 18, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST BANK OF BERNE | State Member Bank | Berne, IN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank