Listed locations
13
Institution profile
First Bank & Trust Co.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Bank & Trust Co.
- Display name
- First Bank & Trust Co.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- December 8, 1988
- Established date
- December 8, 1988
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Duncan, OK, 73533, United States
- Website
- https://www.fb247.com
- FDIC certificate number
- 27394
- Federal Reserve RSSD ID
- 1228034
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 27394
- Federal Reserve RSSD ID
- 1228034
- Headquarters
- 923 West Main Street, Duncan, OK, 73533, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ARDMORE MAIN BRANCH | 301 West Main Street | Ardmore | OK | 73401 |
| ARDMORE WEST BRANCH | 1720 Mclish Street | Ardmore | OK | 73401 |
| DUNCAN DRIVE THRU BRANCH | 1001 W. Oak Avenue | Duncan | OK | 73533 |
| DUNCAN-PLATO BRANCH | 1521 West Plato Road | Duncan | OK | 73533 |
| HEALDTON BRANCH | 11098 Highway 76 | Healdton | OK | 73438 |
| LINDSAY BRANCH | 101 South Main Street | Lindsay | OK | 73052 |
| NORMAN EAST BRANCH | 2400 Alameda Street | Norman | OK | 73071 |
| NORMAN WEST BRANCH | 2330 36th Avenue Northwest | Norman | OK | 73072 |
| EDMOND BRANCH | 3805 W. Memorial RD | Oklahoma City | OK | 73134 |
| PERKINS BRANCH | 830 N Main ST | Perkins | OK | 74059 |
| STROUD BRANCH | 300 West Main Street | Stroud | OK | 74079 |
| WAURIKA BRANCH | 101 North Main Street | Waurika | OK | 73573 |
| WELLSTON BRANCH | 215 Second Street | Wellston | OK | 74881 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2023
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| June 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 1999 | Outstanding | FDIC | Small Bank |
| March 1, 1996 | Outstanding | FDIC | Not Reported |
| August 1, 1993 | Outstanding | FDIC | Not Reported |
| June 1, 1991 | Outstanding | FDIC | Not Reported |
Institutional history
7 FFIEC NIC history events
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 19, 2024 | Failure - Government Assistance Provided | FIRST NATIONAL BANK OF LINDSAY, THE |
| June 30, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 11, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 17, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | LINCOLN FINANCIAL CORPORATION |
| December 17, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 28, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 9, 1988 | Failure - Government Assistance Provided | FIRST BANK AND TRUST COMPANY |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FIRST BANK & TRUST COMPANY | Non-member Bank | Duncan, OK |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank