HMDA records
2,457
2025
Public institution profile · Bank · Not a recommendation
First Bank
Also published as First Bank (St. Louis, MO)
BankSt. Louis, MOActive
FDIC certificate 12229
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 12229
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 169653
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://WWW.FIRST.BANK
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- St. Louis, MO
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 75
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 29, 2024
- Institution history
- 26 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- St. Louis, MO
- activity
- Published activity year 2025
- Listed branch locations
- 75
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 29, 2024
- Institution history
- 26 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
2,457reported records
1,688reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,688
2025
Denials
380
2025
Withdrawals
352
2025
Denial rate among decisioned applications
18.1%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,457 | 1,688 | 30 | 380 | 352 | 18.1% |
| 2024 | 2,917 | 1,993 | 46 | 557 | 318 | 21.5% |
| 2023 | 3,822 | 2,396 | 84 | 863 | 339 | 25.8% |
| 2022 | 4,186 | 2,731 | 98 | 877 | 313 | 23.7% |
| 2021 | 6,309 | 4,528 | 144 | 959 | 581 | 17.0% |
| 2020 | 7,549 | 5,596 | 126 | 993 | 788 | 14.8% |
| 2019 | 5,478 | 3,466 | 285 | 1,095 | 394 | 22.6% |
| 2018 | 4,844 | 2,822 | 223 | 1,292 | 308 | 29.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 2,191 |
| FHA | 188 |
| VA | 74 |
| RHS / FSA | 4 |
| Home purchase | 1,298 |
| Home improvement | 143 |
| Refinancing | 411 |
| Cash-out refinancing | 135 |
State reporting
36 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Bank
- Display name
- First Bank (St. Louis, MO)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- July 30, 1906
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- St. Louis, MO, 63141, United States
- Website
- https://WWW.FIRST.BANK
- FDIC certificate number
- 12229
- Federal Reserve
- 169653
- Domestic location count
- 76
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 12229
- Federal Reserve
- 169653
- 549300DT7WZ1SOTNFJ62
- Headquarters
- 11901 Olive Boulevard, Creve Coeur, MO, 63141, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 29, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 29, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 9, 2018 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 2, 2015 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 10, 2012 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 16, 2010 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 4, 2008 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 24, 2006 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 26, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 29, 2002 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 10, 2000 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 6, 1998 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 1, 1992 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FBSA MISSOURI, INC. | Domestic Entity Other | Creve Coeur, MO |
| Direct relationship | FIRST LAND TRUSTEE CORPORATION | Domestic Entity Other | Creve Coeur, MO |
| ROOT_INSTITUTION | FIRST BANK | State Member Bank | Creve Coeur, MO |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
75
Showing 1 through 50 of 75 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALHAMBRA BRANCH | 1211 East Valley Boulevard | Alhambra | CA | 91801 |
| ARCADIA BRANCH | 848 West Duarte Road | Arcadia | CA | 91007 |
| BEVERLY HILLS BRANCH | 8820 Wilshire Boulevard Suite 100 | Beverly Hills | CA | 90211 |
| CAMPBELL BRANCH | 790 East Campbell Avenue | Campbell | CA | 95008 |
| CERRITOS BRANCH | 11545 South Street | Cerritos | CA | 90703 |
| CHINO BRANCH | 13641 Central Avenue, Suite I | Chino | CA | 91710 |
| CHULA VISTA BRANCH | 510 Broadway, Suite 8 | Chula Vista | CA | 91910 |
| EASTLAKE BRANCH | 878 Eastlake Parkway, Suite 1310 | Chula Vista | CA | 91914 |
| CORONA BRANCH | 104 East Ontario Avenue | Corona | CA | 92879 |
| COSTA MESA BRANCH | 3001 Harbor Boulevard, Suite C | Costa Mesa | CA | 92626 |
| DEL MAR BRANCH | 2600 Via DE LA Valle, Suite G102 | Del Mar | CA | 92014 |
| ENCINO BRANCH | 17801 Ventura Boulevard, First Floor | Encino | CA | 91316 |
| GARDENA BRANCH | 1542 West Redondo Beach Boulevard | Gardena | CA | 90247 |
| GOLDENWEST BRANCH | 16900 Goldenwest Street | Huntington Beach | CA | 92647 |
| HUNTINGTON BEACH BRANCH | 501 Main Street, Suite H | Huntington Beach | CA | 92648 |
| IRVINE-CULVER BRANCH | 14376 Culver Drive, Suite A | Irvine | CA | 92604 |
| JURUPA VALLEY BRANCH | 7862 Limonite Avenue | Jurupa Valley | CA | 92509 |
| MIRA LOMA BRANCH | 11010 Limonite Avenue | Jurupa Valley | CA | 91752 |
| LAGUNA HILLS BRANCH | 26562 Moulton Parkway Suite 62B | Laguna Hills | CA | 92653 |
| LAKEWOOD BRANCH | 5195 Lakewood Boulevard | Lakewood | CA | 90712 |
| BIXBY KNOLLS BRANCH | 4040 Atlantic Avenue | Long Beach | CA | 90807 |
| PACIFIC COAST HIGHWAY BRANCH | 6200 East Pacific Coast Highway | Long Beach | CA | 90803 |
| LA - CHINATOWN BRANCH | 725 North Broadway | Los Angeles | CA | 90012 |
| MALIBU BRANCH | 3822 Cross Creek Road, Ste 3850 | Malibu | CA | 90265 |
| MARINA DEL REY BRANCH | 4206 Lincoln Boulevard | Marina Del Rey | CA | 90292 |
| NEWPORT BEACH BRANCH | 4301 Macarthur Boulevard | Newport Beach | CA | 92660 |
| RANCHO CORDOVA BRANCH | 3101 Zinfandel Drive Suite 100 | Rancho Cordova | CA | 95670 |
| DOUGLAS BRANCH | 3992 Douglas Boulevard, Suite 110 | Roseville | CA | 95661 |
| VERNON BRANCH | 401 Vernon Street | Roseville | CA | 95678 |
| ROWLAND HEIGHTS BRANCH | 18220 Colima Road, Unit 200 | Rowland Heights | CA | 91748 |
| SAN FRANCISCO MAIN BRANCH | 300A Pine Street | San Francisco | CA | 94104 |
| SAN FRANCISCO-TARAVAL BRANCH | 1000 Taraval Street | San Francisco | CA | 94116 |
| SAN MATEO BRANCH | 2950 South EL Camino Real | San Mateo | CA | 94403 |
| SAN PABLO BRANCH | 13830-a San Pablo Avenue | San Pablo | CA | 94806 |
| SANTA BARBARA BRANCH | 3304 State Street | Santa Barbara | CA | 93105 |
| SANTA MARIA BRANCH OFFICE | 2027 A South Broadway | Santa Maria | CA | 93454 |
| SOLVANG BRANCH | 1992 Old Mission Drive, Suite 150 | Solvang | CA | 93463 |
| TORRANCE BRANCH | 21503 Hawthorne Boulevard, Suite B | Torrance | CA | 90503 |
| VALLEJO BRANCH | 116 Springstowne Center | Vallejo | CA | 94591 |
| VENTURA BRANCH | 4990 Telephone Road, Suite 103 | Ventura | CA | 93003 |
| WALNUT CREEK BRANCH | 1760 North Broadway | Walnut Creek | CA | 94596 |
| WESTLAKE VILLAGE BRANCH | 925 South Westlake Boulevard, Suite 2 | Westlake Village | CA | 91361 |
| WESTMINSTER BRANCH | 14008 Beach Boulevard | Westminster | CA | 92683 |
| WOODLAND HILLS BRANCH | 6320 Topanga Canyon Boulevard,suite 1605 | Woodland Hills | CA | 91367 |
| YORBA LINDA BRANCH | 18431 Yorba Linda Boulevard Suite 2 | Yorba Linda | CA | 92886 |
| EAST ST. LOUIS BRANCH | 350 Riverpark Drive | East Saint Louis | IL | 62201 |
| O'FALLON BRANCH | 804 West US Highway 50 | O'fallon | IL | 62269 |
| SWANSEA BRANCH | 4387 North Illinois Street | Swansea | IL | 62226 |
| OVERLAND PARK BRANCH | 6201 College Boulevard, Suite 100 | Overland Park | KS | 66211 |
| ARNOLD BRANCH | 2255 Michigan Avenue | Arnold | MO | 63010 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
26
Showing 1 through 25 of 26 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 17, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 29, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 25, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 30, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 31, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 15, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1986 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.