Institution profile

First & Farmers National Bank, Inc.

Bank · Active · Headquarters: Somerset, KY

Profile data observed August 5, 2026

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FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: First & Farmers National Bank, Inc.
Display name: First & Farmers National Bank, Inc.
Institution status: Active
FDIC insured: Yes
FDIC insured since: January 1, 1934
Established date: October 15, 1903
Charter class: National bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Office of the Comptroller of the Currency
Headquarters: Somerset, KY, 42501, United States
Website: https://www.firstandfarmers.com
FDIC certificate number: 2738
Federal Reserve RSSD ID: 721949
OCC charter number: 6769
Domestic location count: 11
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: OCC
Institution type: National Bank
Primary activity: NAICS 52211
FDIC certificate: 2738
Federal Reserve RSSD ID: 721949
Headquarters: 2020 S Highway 27, Somerset, KY, 42501, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 10 of 10 listed locations

StateCity or branch

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
PLAZA DRIVE BRANCH	101 Plaza Drive	Albany	KY	42602
SOUTH WASHINGTON STREET BRANCH	220 South Washington Street	Albany	KY	42602
BURKESVILLE BRANCH	129 North Main Street	Burkesville	KY	42717
BURNSIDE BRANCH	14 East French Avenue	Burnside	KY	42519
COLUMBIA MAIN OFFICE	114 Will Walker Road	Columbia	KY	42728
WRIGHT DRIVE BRANCH	805 Russell Road	Columbia	KY	42728
NANCY BRANCH	9260 West Highway 80	Nancy	KY	42544
RUSSELL SPRINGS BRANCH	2198 Lakeway Drive	Russell Springs	KY	42642
NORTH MAIN STREET BRANCH	527 North Main Street	Somerset	KY	42501
PLAZA BRANCH	100 Turner Road	Somerset	KY	42503

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
February 16, 2008	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	FIRST & FARMERS NATIONAL BANK, INC.	National Bank	Somerset, KY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured national bank