Institution profile
FINANCIAL TRUST
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 6870
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 3333 Harlem Rd
- City
- Cheektowaga
- State
- NY
- ZIP
- 14225
- County
- Erie
- Country
- United States
- Phone
- 7168313007
- Hours
- Monday - Wednesday 9:00 - 4:00 Thursday 9:00 - 4:30 Friday 9:00 - 5:30Sat 9-12
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 13,676
- Total assets
- $198,334,018
- Total loans — all reported loan categories
- $105,733,588
- Shares and deposits
- $167,870,159
- Return on average assets
- 1.31%
- Net worth ratio
- 15.09%
- Loan-to-share ratio
- 62.99%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 7.89%
- Loans four-quarter growth
- 3.48%
- Assets four-quarter growth
- 8.28%
- Members four-quarter growth
- -0.43%
- Net-worth four-quarter growth
- 10.91%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- No
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union