Listed locations
13
Institution profile
Finance Factors, Ltd.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Finance Factors, Ltd.
- Display name
- Finance Factors, Ltd.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- June 4, 1984
- Established date
- May 14, 1952
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Honolulu, HI, 96813, United States
- FDIC certificate number
- 25158
- Federal Reserve RSSD ID
- 827560
- Domestic location count
- 13
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 25158
- Federal Reserve RSSD ID
- 827560
- Headquarters
- 1164 Bishop Street, Suite 300, Honolulu, HI, 96813, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| HILO BRANCH | 427 Kilauea Avenue | Hilo | HI | 96720 |
| HONOLULU EAST MANOA BRANCH | 2955 East Manoa Road, Suite A | Honolulu | HI | 96822 |
| HONOLULU KAHALA BRANCH | 4224 Waialae Avenue, Unit Ub8 | Honolulu | HI | 96816 |
| HONOLULU KALIHI BRANCH | 1620 North School Street | Honolulu | HI | 96817 |
| HONOLULU KAPAHULU BRANCH | 2927 Kapiolani Boulevard | Honolulu | HI | 96826 |
| HONOLULU KAPIOLANI BRANCH | 1600 Kapiolani Boulevard, Suite 109 | Honolulu | HI | 96814 |
| HONOLULU NORTH KING BRANCH | 102A North King Street | Honolulu | HI | 96817 |
| LILIHA BRANCH | 1808 Liliha Street | Honolulu | HI | 96817 |
| KAHULUI BRANCH | 140 Hoohana Street, Suite 111 | Kahului | HI | 96732 |
| KAILUA BRANCH | 602 Kailua Road, Suite 103 | Kailua | HI | 96734 |
| KEAHAO KONA BRANCH | 78-6831 Alii Drive, Suite H-1 | Kailua-kona | HI | 96740 |
| LIHUE BRANCH | 4393 Kukui Grove Street, Suite 101 | Lihue | HI | 96766 |
| PEARL CITY BRANCH | 850 Kamehameha Highway | Pearl City | HI | 96782 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- March 1, 2026
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 1, 2026 | Outstanding | FDIC | Intermediate Small Bank |
| November 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2007 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 1999 | Outstanding | FDIC | Large Bank Exam |
| May 1, 1996 | Satisfactory | FDIC | Small Bank |
| December 1, 1994 | Satisfactory | FDIC | Not Reported |
| November 1, 1992 | Satisfactory | FDIC | Not Reported |
| July 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 1999 | Sale of Assets | RAINBOW FINANCE CORPORATION |
| July 23, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | PARADISE FINANCE, INCORPORATED |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FINANCE FACTORS, LIMITED | Non-member Bank | Honolulu, HI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank