HMDA records
82,755
2025
Public institution profile · Bank · Not a recommendation
Fifth Third Bank, National Association
BankCincinnati, OHActive
FDIC certificate 6672
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 6672
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 723112
- OCC charter number
- 25190
- Not published — no verified match
- Official website
- https://www.53.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 1,521
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam November 28, 2016
- Institution history
- 34 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- activity
- Published activity year 2025
- Listed branch locations
- 1,521
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam November 28, 2016
- Institution history
- 34 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
82,755reported records
39,534reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
39,534
2025
Denials
21,201
2025
Withdrawals
9,025
2025
Denial rate among decisioned applications
34.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,755 | 39,534 | 1,552 | 21,201 | 9,025 | 34.0% |
| 2024 | 64,220 | 30,494 | 1,088 | 15,321 | 7,120 | 32.7% |
| 2023 | 59,075 | 28,050 | 880 | 12,817 | 6,532 | 30.7% |
| 2022 | 110,747 | 50,427 | 1,401 | 18,390 | 9,765 | 26.2% |
| 2021 | 145,301 | 64,955 | 1,687 | 19,472 | 15,117 | 22.6% |
| 2020 | 131,689 | 55,963 | 1,880 | 18,521 | 17,509 | 24.3% |
| 2019 | 109,832 | 54,770 | 1,440 | 20,903 | 11,304 | 27.1% |
| 2018 | 45,831 | 23,608 | 684 | 14,710 | 3,402 | 37.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 76,950 |
| FHA | 3,270 |
| VA | 2,455 |
| RHS / FSA | 80 |
| Home purchase | 21,044 |
| Home improvement | 22,598 |
| Refinancing | 18,664 |
| Cash-out refinancing | 4,296 |
State reporting
51 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Fifth Third Bank, National Association
- Display name
- Fifth Third Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1865
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Cincinnati, OH, 45202, United States
- Website
- https://www.53.com
- FDIC certificate number
- 6672
- Federal Reserve
- 723112
- OCC charter number
- 25190
- Domestic location count
- 1,508
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 6672
- Federal Reserve
- 723112
- QFROUN1UWUYU0DVIWD51
- Headquarters
- 38 Fountain Square Plaza, Cincinnati, OH, 45263, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- November 28, 2016
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 28, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| January 6, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| November 14, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 13, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 9, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 5, 2005 | Outstanding | Federal Reserve | Large Bank Exam |
| April 14, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 5, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 3, 1997 | Outstanding | Federal Reserve | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
25
Showing 1 through 25 of 25 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CASS & CO. | International Non-bank Subs of Domestic Entities | George Town, Cayman Islands |
| Direct relationship | COMERICA FINANCIAL INCORPORATED | Domestic Entity Other | Auburn Hills, MI |
| Direct relationship | COMERICA INVESTMENT SERVICES, INC. | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA LEASING CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA MANAGEMENT COMPANY | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA PROPERTIES CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | CREA FTB TAX CREDIT FUND 42 LLC | Domestic Entity Other | Dover, DE |
| Direct relationship | CREA VINE STREET LOFTS LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | DIVIDEND FINANCE, LLC | Finance Company | San Francisco, CA |
| Direct relationship | FIFTH THIRD ACQUISITION HOLDINGS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD AUTO LEASING TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | FIFTH THIRD COMMERCIAL FUNDING INC | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | FIFTH THIRD COMMUNITY DEVELOPMENT COMPANY LLC | Domestic Entity Other | Dublin, OH |
| Direct relationship | FIFTH THIRD HOLDINGS, LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | FIFTH THIRD INSURANCE AGENCY, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD INTERNATIONAL COMPANY | Agreement Corp - Investment | Cincinnati, OH |
| Direct relationship | FIFTH THIRD SECURITIES, INC. | Securities Broker / Dealer | Cincinnati, OH |
| Direct relationship | FIFTH THIRD WEALTH ADVISORS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | GNB MANAGEMENT LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | INTERNATIONAL FINANCIAL SERVICES, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | MB FINANCIAL INTERNATIONAL, INC. | Edge Corp - Investment | Rosemont, IL |
| Direct relationship | PRC MB, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | SUMMIT MFR LEASING II, LLC | Domestic Entity Other | Mason, OH |
| Direct relationship | SUMMIT MFR LEASING, LLC | Domestic Entity Other | Rosemont, IL |
| ROOT_INSTITUTION | FIFTH THIRD BANK, NATIONAL ASSOCIATION | National Bank | Cincinnati, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
1,521
Showing 1 through 50 of 1,521 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| TATTERSALL BC | 6602 Tattersall LN | Hoover | AL | 35242 |
| HAYS FARM BC | 9064 Memorial Pkwy SW | Huntsville | AL | 35802 |
| MID CITY BC | 5901-b University DR NW | Huntsville | AL | 35806 |
| WINCHESTER ROAD BC | 2288 Winchester RD North East | Huntsville | AL | 35811 |
| PINE GROVE BC | 7143 Wall Triana Highway | Madison | AL | 35757 |
| HAMPTON COVE BC | 7068 US 431 Hwy SE | Owens Cross Roads | AL | 35763 |
| PATCHWORK FARMS BC | 3010 Healthy Way | Vestavia Hills | AL | 35243 |
| AVONDALE-MCDOWELL BANKING CENTER | 10115 West Mcdowell Road | Avondale | AZ | 85392-4895 |
| GOODYEAR-ESTRELLA FALLS MALL BANKING CENTER | 1831 North Pebble Creek Parkway | Goodyear | AZ | 85395-2533 |
| . MESA-VAL VISTA BC | 1825 South Val Vista Drive | Mesa | AZ | 85204 |
| MESA-RIVERVIEW BC | 925 North Dobson Road | Mesa | AZ | 85201-7573 |
| 75TH AND THUNDERBIRD BC | 7525 West Thunderbird Road | Peoria | AZ | 85381 |
| 20TH AND CAMELBACK BC | 1959 East Camelback Road | Phoenix | AZ | 85016-4140 |
| NORTH CENTRAL PHOENIX BC | 3200 North Central Avenue, Suite 100 | Phoenix | AZ | 85012 |
| PHOENIX - HAPPY VALLEY BANKING CENTER | 2025 West Happy Valley Road | Phoenix | AZ | 85085 |
| PHOENIX-44TH AND THOMAS BC | 2804 North 44th Street | Phoenix | AZ | 85008-1567 |
| SCOTTSDALE-GREENWAY BC | 14801 North Scottsdale Road | Scottsdale | AZ | 85254 |
| SCOTTSDALE-MCDOWELL BANKING CENTER | 7170 East Mcdowell Road | Scottsdale | AZ | 85257 |
| SURPRISE-BELL AND BULLARD BC | 14211 West Bell Road | Surprise | AZ | 85374 |
| ALAMEDA BC | 2416 Central Avenue | Alameda | CA | 94501-4516 |
| ANAHEIM-KATELLA BC | 2432 East Katella Avenue, Building A | Anaheim | CA | 92806 |
| APTOS BC | 1 Rancho Del Mar | Aptos | CA | 95003 |
| BEVERLY HILLS BANKING CENTER | 9696 South Santa Monica Boulevard | Beverly Hills | CA | 90210-4304 |
| BREA BC | 2500 East Imperial Highway, Suite 190 | Brea | CA | 92821 |
| BURBANK CA BC | 1090 N San Fernando Blvd. | Burbank | CA | 91504 |
| BURLINGAME BC | 1351 Howard Avenue | Burlingame | CA | 94010-4212 |
| CAPITOLA BC | 1960 41st Avenue | Capitola | CA | 95010 |
| CARLSBAD - EL CAMINO REAL AND HOSP BANKING CENTER | 2626 EL Camino Real, Suite C | Carlsbad | CA | 92008 |
| CARLSBAD-PALOMAR AIRPORT BC | 1000 Aviara Pkwy Ste 104 | Carlsbad | CA | 92011 |
| CERRITOS BC | 11355 South Street | Cerritos | CA | 90703-5413 |
| CHINO HILLS BANKING CENTER | 13920 City Center Drive, Suite 4000 | Chino Hills | CA | 91709 |
| CITY OF INDUSTRY BC | 13200 Crossroads Parkway North Suite 100 | City Of Industry | CA | 91746 |
| COSTA MESA BC | 611 Anton Boulevard, Suite 100 | Costa Mesa | CA | 92626 |
| CUPERTINO BC | 10020 North DE Anza Boulevard | Cupertino | CA | 95014 |
| CYPRESS BC | 6812 Katella Avenue | Cypress | CA | 90630 |
| DANVILLE BC | 318 Diablo Road, Suite 100 | Danville | CA | 94526 |
| ENCINITAS BC | 110 South EL Camino Real | Encinitas | CA | 92024 |
| ESCONDIDO BC | 260 West Grand Avenue | Escondido | CA | 92025-2604 |
| FREMONT CA BC | 39008 Paseo Padre Parkway | Fremont | CA | 94538 |
| FRESNO BC | 7160 N First Street | Fresno | CA | 93720 |
| BRAND AND MILFORD BC | 525 North Brand Blvd., Suite 101 | Glendale | CA | 91203 |
| HAYWARD BANKING CENTER | 858 B Street | Hayward | CA | 94541 |
| HUNTINGTON BEACH BC | 17011 Beach Boulevard, Suite 100 | Huntington Beach | CA | 92647-5969 |
| LA MESA BC | 5450 Jackson Drive | La Mesa | CA | 91942 |
| LAKE FOREST BC | 23718-b EL Toro Road | Lake Forest | CA | 92630 |
| EAST LONG BEACH BC | 1650 Ximeno Avenue | Long Beach | CA | 90804 |
| LONG BEACH BC | 301 East Ocean Boulevard, Suite 102 | Long Beach | CA | 90802-4828 |
| LOS ALTOS BC | 275 Third Street | Los Altos | CA | 94022 |
| BRENTWOOD CA BC | 12001 San Vicente Boulevard | Los Angeles | CA | 90049 |
| CENTURY CITY BC | 2000 Avenue OF The Stars, Suite 110 | Los Angeles | CA | 90067 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
34
Showing 26 through 34 of 34 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 24, 1996 | Charter Retained (Merger or P&A) | NBD BANK |
| April 1, 1995 | Split | — |
| January 21, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 23, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 28, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD BANK OF MIAMI VALLEY |
| January 1, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 16, 1963 | Charter Discontinued (Merger or Purchase & Assumption) | CITIZENS BANK OF SAINT BERNARD |
| January 22, 1962 | Charter Discontinued (Merger or Purchase & Assumption) | NORWOOD-HYDE PARK BANK & TRUST COMPANY |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.