HMDA records
82,755
2025
Public institution profile · Bank · Not a recommendation
BankCincinnati, OHActive
FDIC certificate 6672
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
82,755reported records
39,534reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
82,755
2025
Loan originations
39,534
2025
Denials
21,201
2025
Withdrawals
9,025
2025
Denial rate among decisioned applications
34.0%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,755 | 39,534 | 1,552 | 21,201 | 9,025 | 34.0% |
| 2024 | 64,220 | 30,494 | 1,088 | 15,321 | 7,120 | 32.7% |
| 2023 | 59,075 | 28,050 | 880 | 12,817 | 6,532 | 30.7% |
| 2022 | 110,747 | 50,427 | 1,401 | 18,390 | 9,765 | 26.2% |
| 2021 | 145,301 | 64,955 | 1,687 | 19,472 | 15,117 | 22.6% |
| 2020 | 131,689 | 55,963 | 1,880 | 18,521 | 17,509 | 24.3% |
| 2019 | 109,832 | 54,770 | 1,440 | 20,903 | 11,304 | 27.1% |
| 2018 | 45,831 | 23,608 | 684 | 14,710 | 3,402 | 37.7% |
| Category | HMDA records |
|---|---|
| Conventional | 76,950 |
| FHA | 3,270 |
| VA | 2,455 |
| RHS / FSA | 80 |
| Home purchase | 21,044 |
| Home improvement | 22,598 |
| Refinancing | 18,664 |
| Cash-out refinancing | 4,296 |
51 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 28, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| January 6, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| November 14, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 13, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 9, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 5, 2005 | Outstanding | Federal Reserve | Large Bank Exam |
| April 14, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 5, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 3, 1997 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
25
Showing 1 through 25 of 25 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CASS & CO. | International Non-bank Subs of Domestic Entities | George Town, Cayman Islands |
| Direct relationship | COMERICA FINANCIAL INCORPORATED | Domestic Entity Other | Auburn Hills, MI |
| Direct relationship | COMERICA INVESTMENT SERVICES, INC. | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA LEASING CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA MANAGEMENT COMPANY | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA PROPERTIES CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | CREA FTB TAX CREDIT FUND 42 LLC | Domestic Entity Other | Dover, DE |
| Direct relationship | CREA VINE STREET LOFTS LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | DIVIDEND FINANCE, LLC | Finance Company | San Francisco, CA |
| Direct relationship | FIFTH THIRD ACQUISITION HOLDINGS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD AUTO LEASING TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | FIFTH THIRD COMMERCIAL FUNDING INC | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | FIFTH THIRD COMMUNITY DEVELOPMENT COMPANY LLC | Domestic Entity Other | Dublin, OH |
| Direct relationship | FIFTH THIRD HOLDINGS, LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | FIFTH THIRD INSURANCE AGENCY, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD INTERNATIONAL COMPANY | Agreement Corp - Investment | Cincinnati, OH |
| Direct relationship | FIFTH THIRD SECURITIES, INC. | Securities Broker / Dealer | Cincinnati, OH |
| Direct relationship | FIFTH THIRD WEALTH ADVISORS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | GNB MANAGEMENT LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | INTERNATIONAL FINANCIAL SERVICES, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | MB FINANCIAL INTERNATIONAL, INC. | Edge Corp - Investment | Rosemont, IL |
| Direct relationship | PRC MB, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | SUMMIT MFR LEASING II, LLC | Domestic Entity Other | Mason, OH |
| Direct relationship | SUMMIT MFR LEASING, LLC | Domestic Entity Other | Rosemont, IL |
| ROOT_INSTITUTION | FIFTH THIRD BANK, NATIONAL ASSOCIATION | National Bank | Cincinnati, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,521
Showing 301 through 350 of 1,521 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| WEST TAMPA BRANCH | 3411 West Columbus Drive | Tampa | FL | 33607 |
| WESTCHASE BRANCH | 9450 West Linebaugh | Tampa | FL | 33626 |
| BUFFALO RIDGE BC | 3910 Wedgewood Lane | The Villages | FL | 32162 |
| LAKE DEATON BC | 670 Kristine Way | The Villages | FL | 32163 |
| PINELLAS PLAZA BC | 2495 Burnsed Boulevard | The Villages | FL | 32163 |
| TREASURE ISLAND BRANCH | 180 Treasure Island Causeway | Treasure Island | FL | 33706 |
| BRANDON BOULEVARD | 1909 Highway 60 East | Valrico | FL | 33594 |
| VALRICO BRANCH | 3402 Lithia Pinecrest Road | Valrico | FL | 33594 |
| JACARANDA OFFICE | 1641 Jacaranda Boulevard | Venice | FL | 34293 |
| VENICE COMMONS BC | 1425 East Venice Avenue | Venice | FL | 34292 |
| WELLEN PARK BC | 12202 Mercado DR | Venice | FL | 34293 |
| ADDISON VILLAGE BC | 7695 Stadium Parkway | Viera | FL | 32940 |
| EAST WELLINGTON BC | 900 State Road 7 | Wellington | FL | 33411 |
| WIREGRASS BRANCH | 2022 Bruce B Downs Boulevard | Wesley Chapel | FL | 33544 |
| OKEECHOBEE BOULEVARD BC | 4871 Okeechobee Blvd | West Palm Beach | FL | 33417 |
| WELLINGTON BC | 1037 South State Road 7, Suite 117 | West Palm Beach | FL | 33414 |
| WEST PALM BEACH BANKING CENTER | 515 North Flagler Drive Suite 100 | West Palm Beach | FL | 33401 |
| WESTLAKE BC | 16725 Persimmon Blvd | Westlake | FL | 33470 |
| WINDERMERE | 9168 Conroy Windermere RD | Windermere | FL | 32819 |
| GROVES, THE | 3004 Daniels Road | Winter Garden | FL | 34787 |
| WATERLEIGH BC | 16025 Solaire Street | Winter Garden | FL | 34787 |
| GOLDENROD | 7360 University Boulevard | Winter Park | FL | 32792 |
| TUSKAWILLA BC | 1181 E State Road 434 | Winter Springs | FL | 32708 |
| ALPHARETTA BANKING CENTER | 2755 Old Milton Parkway | Alpharetta | GA | 30009 |
| SADDLE BROOK BANK MART BRANCH | 10945 State Bridge Road | Alpharetta | GA | 30022 |
| BROOKHAVEN BC | 3931 Buford Highway NE | Atlanta | GA | 30345 |
| BUCKHEAD SOVEREIGN BANKING CENTER | 3344 Peachtree Road | Atlanta | GA | 30326 |
| CASCADE-WEST END BANK MART | 590 Cascade Avenue SW | Atlanta | GA | 30310 |
| LINDBERGH PLAZA BANKING CENTER | 2555 Piedmont Road NE Suite 110 | Atlanta | GA | 30324 |
| PEACH ORCHARD BRANCH | 2756 Peach Orchard Road | Augusta | GA | 30906 |
| WINDER BC | 28 Bethlehem Springs Blvd | Bethlehem | GA | 30620 |
| BONAIRE BC | 506 Ga-247 | Bonaire | GA | 31005 |
| BRASELTON VILLAGE BC | 1050 Camber Creek Parkway | Braselton | GA | 30517 |
| COVINGTON TOWN CENTER BC | 12792 Town Center Drive | Covington | GA | 30014 |
| SALEM ROAD STATION BC | 4271 Salem Road | Covington | GA | 30016 |
| DULUTH BC | 2161 Pleasant Hill RD NW | Duluth | GA | 30096 |
| JOHNS CREEK BRANCH | 11033 Medlock Bridge Road | Duluth | GA | 30097 |
| STATE BRIDGE ROAD | 5960 State Bridge Road | Duluth | GA | 30097 |
| DUNWOODY | 1545 Mt. Vernon Road | Dunwoody | GA | 30338 |
| LIMESTONE MARKETPLACE BC | 2101 Limestone Ridge | Gainesville | GA | 30501 |
| THOMPSON BRIDGE BC | 3654 Thompson Bridge RD | Gainesville | GA | 30506 |
| WALNUT CREEK BC | 2478 Jonesboro RD | Hampton | GA | 30228 |
| KENNESAW BANK MART | 3895 Cherokee Street Northwest | Kennesaw | GA | 30144 |
| MADISON PLACE BANKING CENTER | 745 Chastain Road | Kennesaw | GA | 30144 |
| AVENUE WEBB GIN BRANCH | 1250 Scenic Highway, Suite 1100 | Lawrenceville | GA | 30045 |
| BUFORD DRIVE BANKING CENTER | 2485 Buford Drive | Lawrenceville | GA | 30043 |
| LAWRENCEVILLE | 165 Nash Street | Lawrenceville | GA | 30046 |
| LAWRENCEVILLE SUWANNEE BRANCH | 870 Lawrenceville Suwanee Road | Lawrenceville | GA | 30043 |
| LOGANVILLE BANK MART | 4753 Atlanta Highway | Loganville | GA | 30052 |
| MABLETON BC | 5049 Floyd RD SW | Mableton | GA | 30126 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
34
Showing 1 through 25 of 34 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | COMERICA BANK & TRUST, NATIONAL ASSOCIATION |
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LAND OWNER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | ASHLAND MANAGEMENT AGENCY, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | PROVIDE, INC |
| August 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIVIDEND SOLAR FINANCE LLC |
| May 4, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 3, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | MB EQUIPMENT FINANCE, LLC |
| February 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD EQUIPMENT FINANCE COMPANY |
| January 2, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD MORTGAGE COMPANY |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 29, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD PROCESSING SOLUTIONS |
| December 31, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | USB, INC. |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD REAL ESTATE RESOURCES |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | CBNA BUILDING COMPANY |
| March 10, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 20, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | CENTURY SAVINGS BANK |
| July 26, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.