HMDA records
82,755
2025
Public institution profile · Bank · Not a recommendation
BankCincinnati, OHActive
FDIC certificate 6672
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
82,755reported records
39,534reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
82,755
2025
Loan originations
39,534
2025
Denials
21,201
2025
Withdrawals
9,025
2025
Denial rate among decisioned applications
34.0%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,755 | 39,534 | 1,552 | 21,201 | 9,025 | 34.0% |
| 2024 | 64,220 | 30,494 | 1,088 | 15,321 | 7,120 | 32.7% |
| 2023 | 59,075 | 28,050 | 880 | 12,817 | 6,532 | 30.7% |
| 2022 | 110,747 | 50,427 | 1,401 | 18,390 | 9,765 | 26.2% |
| 2021 | 145,301 | 64,955 | 1,687 | 19,472 | 15,117 | 22.6% |
| 2020 | 131,689 | 55,963 | 1,880 | 18,521 | 17,509 | 24.3% |
| 2019 | 109,832 | 54,770 | 1,440 | 20,903 | 11,304 | 27.1% |
| 2018 | 45,831 | 23,608 | 684 | 14,710 | 3,402 | 37.7% |
| Category | HMDA records |
|---|---|
| Conventional | 76,950 |
| FHA | 3,270 |
| VA | 2,455 |
| RHS / FSA | 80 |
| Home purchase | 21,044 |
| Home improvement | 22,598 |
| Refinancing | 18,664 |
| Cash-out refinancing | 4,296 |
51 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 28, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| January 6, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| November 14, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 13, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 9, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 5, 2005 | Outstanding | Federal Reserve | Large Bank Exam |
| April 14, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 5, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 3, 1997 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
25
Showing 1 through 25 of 25 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CASS & CO. | International Non-bank Subs of Domestic Entities | George Town, Cayman Islands |
| Direct relationship | COMERICA FINANCIAL INCORPORATED | Domestic Entity Other | Auburn Hills, MI |
| Direct relationship | COMERICA INVESTMENT SERVICES, INC. | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA LEASING CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA MANAGEMENT COMPANY | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA PROPERTIES CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | CREA FTB TAX CREDIT FUND 42 LLC | Domestic Entity Other | Dover, DE |
| Direct relationship | CREA VINE STREET LOFTS LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | DIVIDEND FINANCE, LLC | Finance Company | San Francisco, CA |
| Direct relationship | FIFTH THIRD ACQUISITION HOLDINGS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD AUTO LEASING TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | FIFTH THIRD COMMERCIAL FUNDING INC | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | FIFTH THIRD COMMUNITY DEVELOPMENT COMPANY LLC | Domestic Entity Other | Dublin, OH |
| Direct relationship | FIFTH THIRD HOLDINGS, LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | FIFTH THIRD INSURANCE AGENCY, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD INTERNATIONAL COMPANY | Agreement Corp - Investment | Cincinnati, OH |
| Direct relationship | FIFTH THIRD SECURITIES, INC. | Securities Broker / Dealer | Cincinnati, OH |
| Direct relationship | FIFTH THIRD WEALTH ADVISORS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | GNB MANAGEMENT LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | INTERNATIONAL FINANCIAL SERVICES, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | MB FINANCIAL INTERNATIONAL, INC. | Edge Corp - Investment | Rosemont, IL |
| Direct relationship | PRC MB, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | SUMMIT MFR LEASING II, LLC | Domestic Entity Other | Mason, OH |
| Direct relationship | SUMMIT MFR LEASING, LLC | Domestic Entity Other | Rosemont, IL |
| ROOT_INSTITUTION | FIFTH THIRD BANK, NATIONAL ASSOCIATION | National Bank | Cincinnati, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,521
Showing 1,401 through 1,450 of 1,521 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| PORT ROYAL BC | 4881 Port Royal Road | Spring Hill | TN | 37174 |
| SPRING HILL BRANCH | 3008 Belshire Village Drive | Spring Hill | TN | 37174 |
| WHITE HOUSE BC | 514 Hwy 76 | White House | TN | 37188 |
| MCDERMOTT I-75 BC | 805 West Mcdermott Drive | Allen | TX | 75013 |
| STACY RD-ANGEL PARKWAY BC | 1610 East Stacy Road | Allen | TX | 75002 |
| COOPER AND I-20 BC | 4145 South Cooper Street | Arlington | TX | 76015 |
| LAMAR-LINCOLN BC | 707 East Lamar Boulevard | Arlington | TX | 76011 |
| 35TH AND JEFFERSON BC | 1701 West 35th Street | Austin | TX | 78703 |
| ANDERSON-BURNET BC | 7820 Burnet Road | Austin | TX | 78757-1230 |
| AVERY RANCH BC | 14950 Avery Ranch Blvd. | Austin | TX | 78717 |
| DOWNTON AUSTIN BC | 300 West 6th Street, Suite 120 | Austin | TX | 78701 |
| NORTHEAST AUSTIN BC | 2315 East Anderson Lane | Austin | TX | 78752 |
| PARMER - I35 BANKING CENTER | 13200 North Ih35, Building C | Austin | TX | 78753 |
| TARRYTOWN BC | 2414 Exposition, Suite D-110 | Austin | TX | 78703 |
| BEDFORD BC | 2120 Central Drive | Bedford | TX | 76021 |
| BELLAIRE BC | 5408 Bissonnet | Bellaire | TX | 77401-3952 |
| JOSEY-TRINITY MILLS BC | 2625 North Josey Lane, Suite 200 | Carrollton | TX | 75007 |
| CEDAR PARK BANKING CENTER | 810 East Whitestone Blvd., Building C | Cedar Park | TX | 78613 |
| COPPELL BC | 128 North Denton Tap Road | Coppell | TX | 75019 |
| ABRAMS-GOLIAD BC | 2311 Abrams Road | Dallas | TX | 75214 |
| BISHOP-COLORADO BANKING CENTER | 1222 North Bishop Avenue, Suite 100 | Dallas | TX | 75208 |
| FOREST PLANO BC | 10601 Forest Lane | Dallas | TX | 75243 |
| FOREST-INWOOD BC | 5200 Forest Lane | Dallas | TX | 75244 |
| FOREST-WEBB CHAPEL BC | 3115 Forest Lane | Dallas | TX | 75234 |
| FORT WORTH-BAHAMA BANKING CENTER | 2727 Fort Worth Avenue | Dallas | TX | 75211 |
| GARLAND-JUPITER BC | 11155 Garland Road | Dallas | TX | 75218 |
| GREENVILLE-LOVERS LANE BC | 5302 Greenville Avenue | Dallas | TX | 75206 |
| LOVERS LANE-DEVONSHIRE BC | 5647 West Lovers Lane | Dallas | TX | 75209 |
| MAIN OFFICE-DALLAS BC | 1717 Main Street | Dallas | TX | 75201 |
| MIDWAY-SPRING VALLEY BC | 4102 Spring Valley Road | Dallas | TX | 75244 |
| MOCKINGBIRD-ABRAMS BC | 6260 East Mockingbird Lane | Dallas | TX | 75214 |
| MOCKINGBIRD-STEMMONS BANKING CENTER | 1250 West Mockingbird Lane, Suite 100 | Dallas | TX | 75247 |
| NORTHPARK BC | 8850 Boedeker Drive | Dallas | TX | 75225 |
| PRESTON CENTER BC | 8225 Preston Road | Dallas | TX | 75225-6205 |
| PRESTON RD-MAPLESHADE BC | 19176 Preston Road | Dallas | TX | 75252 |
| RL THORNTON BC | 5201 East R L Thornton Freeway | Dallas | TX | 75223 |
| SKILLMAN-ABRAMS BC | 6410 Larmanda Street | Dallas | TX | 75231 |
| SNIDER PLAZA BC | 6829 Hillcrest Ave. | Dallas | TX | 75205 |
| WHEATLAND AND I-20 BC | 2875 West Wheatland Road | Dallas | TX | 75237 |
| WYNNEWOOD CENTER BC | 753 West Illinois Avenue | Dallas | TX | 75224 |
| DEER PARK BC | 1500 Center Street | Deer Park | TX | 77536 |
| HAMPTON-WINTERGREEN BC | 1483 North Hampton | Desoto | TX | 75115 |
| DUNCANVILLE BC | 338 South Cedar Ridge Drive | Duncanville | TX | 75116 |
| BRYANT IRVIN AND OVERTON RIDGE BC | 5925 Overton Ridge Blvd. | Fort Worth | TX | 76132-3623 |
| CAMP BOWIE-RIDGLEA BANKING CENTER | 6388 Camp Bowie Blvd | Fort Worth | TX | 76116 |
| FOSSIL CREEK BANKING CENTER | 4351 Western Center Blvd. | Fort Worth | TX | 76137 |
| SUNDANCE SQUARE BC | 421 West 3rd Street, Suite 101 | Fort Worth | TX | 76102 |
| FRIENDSWOOD BC | 203 S Friendswood DR | Friendswood | TX | 77546 |
| COWBOYS WAY BC | 17 Cowboys Way | Frisco | TX | 75034 |
| PAGE AND TOLLWAY BC | 8422 Dallas Parkway | Frisco | TX | 75034 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
34
Showing 1 through 25 of 34 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | COMERICA BANK & TRUST, NATIONAL ASSOCIATION |
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LAND OWNER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | ASHLAND MANAGEMENT AGENCY, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | PROVIDE, INC |
| August 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIVIDEND SOLAR FINANCE LLC |
| May 4, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 3, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | MB EQUIPMENT FINANCE, LLC |
| February 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD EQUIPMENT FINANCE COMPANY |
| January 2, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD MORTGAGE COMPANY |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 29, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD PROCESSING SOLUTIONS |
| December 31, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | USB, INC. |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD REAL ESTATE RESOURCES |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | CBNA BUILDING COMPANY |
| March 10, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 20, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | CENTURY SAVINGS BANK |
| July 26, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.