HMDA records
82,755
2025
Public institution profile · Bank · Not a recommendation
Fifth Third Bank, National Association
BankCincinnati, OHActive
FDIC certificate 6672
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 6672
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 723112
- OCC charter number
- 25190
- Not published — no verified match
- Official website
- https://www.53.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 1,521
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam November 28, 2016
- Institution history
- 34 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- activity
- Published activity year 2025
- Listed branch locations
- 1,521
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam November 28, 2016
- Institution history
- 34 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
82,755reported records
39,534reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
39,534
2025
Denials
21,201
2025
Withdrawals
9,025
2025
Denial rate among decisioned applications
34.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,755 | 39,534 | 1,552 | 21,201 | 9,025 | 34.0% |
| 2024 | 64,220 | 30,494 | 1,088 | 15,321 | 7,120 | 32.7% |
| 2023 | 59,075 | 28,050 | 880 | 12,817 | 6,532 | 30.7% |
| 2022 | 110,747 | 50,427 | 1,401 | 18,390 | 9,765 | 26.2% |
| 2021 | 145,301 | 64,955 | 1,687 | 19,472 | 15,117 | 22.6% |
| 2020 | 131,689 | 55,963 | 1,880 | 18,521 | 17,509 | 24.3% |
| 2019 | 109,832 | 54,770 | 1,440 | 20,903 | 11,304 | 27.1% |
| 2018 | 45,831 | 23,608 | 684 | 14,710 | 3,402 | 37.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 76,950 |
| FHA | 3,270 |
| VA | 2,455 |
| RHS / FSA | 80 |
| Home purchase | 21,044 |
| Home improvement | 22,598 |
| Refinancing | 18,664 |
| Cash-out refinancing | 4,296 |
State reporting
51 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Fifth Third Bank, National Association
- Display name
- Fifth Third Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1865
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Cincinnati, OH, 45202, United States
- Website
- https://www.53.com
- FDIC certificate number
- 6672
- Federal Reserve
- 723112
- OCC charter number
- 25190
- Domestic location count
- 1,508
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 6672
- Federal Reserve
- 723112
- QFROUN1UWUYU0DVIWD51
- Headquarters
- 38 Fountain Square Plaza, Cincinnati, OH, 45263, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- November 28, 2016
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 28, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| January 6, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| November 14, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 13, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 9, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 5, 2005 | Outstanding | Federal Reserve | Large Bank Exam |
| April 14, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 5, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 3, 1997 | Outstanding | Federal Reserve | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
25
Showing 1 through 25 of 25 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CASS & CO. | International Non-bank Subs of Domestic Entities | George Town, Cayman Islands |
| Direct relationship | COMERICA FINANCIAL INCORPORATED | Domestic Entity Other | Auburn Hills, MI |
| Direct relationship | COMERICA INVESTMENT SERVICES, INC. | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA LEASING CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA MANAGEMENT COMPANY | Domestic Entity Other | Detroit, MI |
| Direct relationship | COMERICA PROPERTIES CORPORATION | Domestic Entity Other | Detroit, MI |
| Direct relationship | CREA FTB TAX CREDIT FUND 42 LLC | Domestic Entity Other | Dover, DE |
| Direct relationship | CREA VINE STREET LOFTS LLC | Domestic Entity Other | Indianapolis, IN |
| Direct relationship | DIVIDEND FINANCE, LLC | Finance Company | San Francisco, CA |
| Direct relationship | FIFTH THIRD ACQUISITION HOLDINGS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD AUTO LEASING TRUST | Domestic Entity Other | Wilmington, DE |
| Direct relationship | FIFTH THIRD COMMERCIAL FUNDING INC | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | FIFTH THIRD COMMUNITY DEVELOPMENT COMPANY LLC | Domestic Entity Other | Dublin, OH |
| Direct relationship | FIFTH THIRD HOLDINGS, LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | FIFTH THIRD INSURANCE AGENCY, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | FIFTH THIRD INTERNATIONAL COMPANY | Agreement Corp - Investment | Cincinnati, OH |
| Direct relationship | FIFTH THIRD SECURITIES, INC. | Securities Broker / Dealer | Cincinnati, OH |
| Direct relationship | FIFTH THIRD WEALTH ADVISORS LLC | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | GNB MANAGEMENT LLC | Domestic Entity Other | Rolling Meadows, IL |
| Direct relationship | INTERNATIONAL FINANCIAL SERVICES, INC. | Domestic Entity Other | Cincinnati, OH |
| Direct relationship | MB FINANCIAL INTERNATIONAL, INC. | Edge Corp - Investment | Rosemont, IL |
| Direct relationship | PRC MB, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | SUMMIT MFR LEASING II, LLC | Domestic Entity Other | Mason, OH |
| Direct relationship | SUMMIT MFR LEASING, LLC | Domestic Entity Other | Rosemont, IL |
| ROOT_INSTITUTION | FIFTH THIRD BANK, NATIONAL ASSOCIATION | National Bank | Cincinnati, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
1,521
Showing 451 through 500 of 1,521 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| GLENWOOD BANKING CENTER | 18301 South Halsted Street | Glenwood | IL | 60425 |
| GURNEE BRANCH | 4840 Grand Avenue | Gurnee | IL | 60031 |
| HUTCHINS BRANCH | 7500 West Grand Avenue | Gurnee | IL | 60031 |
| HARVEY BRANCH | 174 East 154th Street | Harvey | IL | 60426 |
| LOAN OPERATIONS CENTER | 17926 South Halsted Street | Homewood | IL | 60430 |
| ISLAND LAKE FACILITY | 525 Newport Court | Island Lake | IL | 60042 |
| ITASCA | 600 Park Boulevard | Itasca | IL | 60143 |
| KILDEER BRANCH | 20896 N. Quentin Road | Kildeer | IL | 45202 |
| LAGRANGE PARK BC | 401 North Lagrange Road | La Grange Park | IL | 60526 |
| LAKE FOREST WEST BRANCH | 990 South Waukegan Road | Lake Forest | IL | 60045 |
| LAKE ZURICH WEST BANKING CENTER | 459 South Rand Road | Lake Zurich | IL | 60047 |
| LEMONT BANKING CENTER | 1151 State Street | Lemont | IL | 60439-4200 |
| LINCOLNWOOD BANKING CENTER | 6401 North Lincoln Avenue | Lincolnwood | IL | 60712 |
| LOMBARD DOWNTOWN BRANCH | 211 West Saint Charles Road | Lombard | IL | 60148 |
| LOMBARD YORKTOWN | 96 Yorktown Shopping Center | Lombard | IL | 60148 |
| MARION WEST | 3402 Heartland Street | Marion | IL | 62959 |
| MATTESON BANKING CENTER | 21403 Cicero Avenue | Matteson | IL | 60443 |
| MCHENRY BANKING CENTER BRANCH | 2121 North Richmond Road | Mchenry | IL | 60051 |
| MELROSE PARK | 2501 West North Avenue | Melrose Park | IL | 60160 |
| MOKENA FACILITY | 19201 Lagrange Road | Mokena | IL | 60448 |
| MORTON GROVE BC | 6210 Dempster Street | Morton Grove | IL | 60053 |
| MOUNT PROSPECT BANKING CENTER | 235 West Rand Road | Mount Prospect | IL | 60056 |
| MT. PROSPECT EAST BANKING CENTER | 15 East Prospect Avenue | Mount Prospect | IL | 60056 |
| MOUNT VERNON IL DOWNTOWN BRANCH | 2711 Broadway Street | Mount Vernon | IL | 62864-0369 |
| MUNDELEIN WEST BANKING CENTER | 3196 West Route 60 | Mundelein | IL | 60060 |
| NAPERVILLE BRANCH | 1296 Ricket Drive | Naperville | IL | 60540 |
| NAPERVILLE EAST BANKING CENTER | 1175 East Ogden | Naperville | IL | 60563 |
| NAPERVILLE SOUTH | 2644 Show Place Drive | Naperville | IL | 60564 |
| NEW LENOX BANKING CENTER | 2051 East Laraway Road | New Lenox | IL | 60451 |
| NILES - OAKTON BRANCH | 7100 Oakton Street | Niles | IL | 60714 |
| NILES BRANCH | 5950 West Touhy Avenue | Niles | IL | 60714 |
| NILES SOUTH BANKING CENTER | 9190 West Golf Road | Niles | IL | 60714 |
| NILES-GOLF FINANCIAL CENTER | 8001 Golf Road | Niles | IL | 60714 |
| DEERFIELD BANKING CENTER BRANCH | 240 Skokie Boulevard | Northbrook | IL | 60062 |
| NORTHBROOK BRANCH | 1300 Meadow Road | Northbrook | IL | 60062 |
| NORTHBROOK WILLOW BANKING CENTER | 1090 Willow Road | Northbrook | IL | 60062 |
| NORTH OAK BROOK BANKING CENTER | 1400 West 16th Street | Oak Brook | IL | 60523 |
| OAK FOREST BANKING CENTER | 15533 South Cicero Avenue | Oak Forest | IL | 60452 |
| OAK LAWN | 4850 W 95th Street | Oak Lawn | IL | 60453 |
| OAK PARK BRANCH | 840 South Oak Park Avenue | Oak Park | IL | 60304 |
| OAK PARK MOTOR BANK | 724 West Harrison | Oak Park | IL | 60304 |
| OLYMPIA FIELDS | 2440 Lincoln Highway | Olympia Fields | IL | 60461 |
| ORLAND PARK BRANCH | 15330 Harlem Avenue | Orland Park | IL | 60462 |
| ORLAND SQUARE MALL BRANCH | 28 Orland Square Drive | Orland Park | IL | 60462 |
| ORLAND WEST BRANCH | 10759 West 159th Street | Orland Park | IL | 60467 |
| DOUGLAS SQUARE BRANCH | One Merchants Plaza | Oswego | IL | 60543 |
| OSWEGO BANKING CENTER | 2660 US Highway 34 | Oswego | IL | 60543 |
| PALATINE - EUCLID BANKING CENTER | 700 West Euclid Avenue | Palatine | IL | 60067 |
| PALATINE BANKING CENTER | 1582 North Rand Road | Palatine | IL | 60074 |
| PALOS HEIGHTS BC | 12701 South Harlem Ave | Palos Heights | IL | 60463 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
34
Showing 1 through 25 of 34 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | COMERICA BANK & TRUST, NATIONAL ASSOCIATION |
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LAND OWNER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | MB FINANCIAL CENTER LLC |
| December 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | ASHLAND MANAGEMENT AGENCY, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | PROVIDE, INC |
| August 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIVIDEND SOLAR FINANCE LLC |
| May 4, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 3, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | MB EQUIPMENT FINANCE, LLC |
| February 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD EQUIPMENT FINANCE COMPANY |
| January 2, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD MORTGAGE COMPANY |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 29, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD PROCESSING SOLUTIONS |
| December 31, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | USB, INC. |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | FIFTH THIRD REAL ESTATE RESOURCES |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | CBNA BUILDING COMPANY |
| March 10, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 20, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | CENTURY SAVINGS BANK |
| July 26, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.